NASDAQ · STOCK
Intuit Inc.
$316.12
52W $252.84 – $794.09
57/100
$86.46B
19.1
1.00
Is INTU Bullish or Bearish?
Mixed.
Innellis AI committee rates Intuit Inc. (INTU) Watch with a composite score of 57/100
, based on 7 analysts with 57% agreement.
Last updated July 31, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +3.30 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -16.70 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Growth Analyst sees a compelling case — eps growing 34.4% yoy. Risk Analyst remains cautious — bollinger bandwidth of 22.5% signals elevated volatility. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- ROE of 23.3% shows genuine earnings power backing the valuation — Value
- EPS growing 34.4% YoY — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- MACD histogram positive -- bullish momentum — Technical
- Market regime is bullish (Bull market -- normal position sizing) — Macro
- News sentiment is positive (+0.20 across 60 articles, 14d) — News
Bear Case
- Price-to-book of 11.1x prices in significant intangible value — Value
- Bollinger bandwidth of 22.5% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of July 31, 2026
Overall Committee Score
57/100
Agreement
57%
Analysts
7
Conviction
Contested
Sector Rank
Top 25%
of 172 Technology peers
Value Analyst
neutral
59
/ 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 23.3% shows genuine earnings power backing the valuation
− Price-to-book of 11.1x prices in significant intangible value
Growth Analyst
bullish
78
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ EPS growing 34.4% YoY
Technical Analyst
neutral
58
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
Risk Analyst
bearish
35
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Bollinger bandwidth of 22.5% signals elevated volatility
Macro Analyst
neutral
58
/ 100 · Moderate confidence
Macro backdrop is mixed or neutral -- not a strong tailwind or headwind either way
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
64
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.20 across 60 articles, 14d)
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2744.14)
Investment Thesis Evolution
Committee score moved marginally from 55.4 to 56.7.
- New bearish signals: 3 appeared.
- New bullish signals: 2 appeared.
- Bearish pressure eased: 5 signal(s) disappeared.
- Analyst(s) changed stance: Macro Analyst, News Analyst.
Analyst-level changes:
- Macro Analyst: stance bullish->neutral; score 65->58 (-8); +1 bullish signal(s).
- News Analyst: stance neutral->bullish; score 58->64 (+6); +1 bullish signal(s).
- Portfolio Manager: +2 bearish signal(s).
- Risk Analyst: +1 bearish signal(s).
- Technical Analyst: score 48->58 (+10).
Comparing 2026-07-30 to 2026-07-31 (1 day apart).
Technical Analysis
RSI (14)
62.7
Neutral
MACD Histogram
5.177
Bullish Momentum
Trend Direction
Sideways
Weekly: Downtrend
Market Structure
Mixed
Support
$252.93
Resistance
$423.65
Bollinger %B
0.86
Inside Bands
Price vs Moving Averages
EMA 9
$307.46
Above
EMA 21
$297.10
Above
EMA 50
$307.44
Above
EMA 200
$433.17
Below
Fundamental Analysis
Valuation
81
Growth
71
Profitability
1
Financial Health
77
Cash Flow
37
Valuation
P/E Ratio
19.1×
P/B Ratio
4.23×
PEG Ratio
0.57
Dividend Yield
0.02%
52W High
$794.09
52W Low
$252.84
Quality & Growth
ROE
19.6%
ROA
10.5%
Gross Margin
81.0%
Operating Margin
27.5%
Revenue Growth YoY
—
Debt / Equity
0.33
AI Fundamental Assessment
P/E ratio of 19.1 (inexpensive relative to a 15-40x range); Price-to-book of 4.2x; PEG ratio of 0.6 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 0.2%; Return on assets of 0.1%; Net margin of 0.2%; Gross margin of 0.8%; Current ratio of 1.45 (tight short-term liquidity); Debt-to-equity of 0.33; Free cash flow margin of 1.0% (thin cash generation); Free cash flow per share is positive (27.95); Most recent quarter missed estimates by 0.2%; EPS growth accelerating (+24.3% -> +208.4% QoQ); Analyst estimates rising over recent quarters
Get the Full INTU Analysis
Interactive charts · Live committee votes · Trade plan · Paper trading · AI Q&A
Open in Terminal →