NASDAQ · STOCK
New Jersey Resources
$57.87
52W $43.46 – $60.86
54/100
$5.84B
17.1
0.52
Is NJR Bullish or Bearish?
Mixed.
Innellis AI committee rates New Jersey Resources (NJR) Watch with a composite score of 54/100
, based on 7 analysts with 57% agreement.
Last updated July 31, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +6.01 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -13.99 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. News Analyst sees a compelling case — news sentiment is positive (+0.67 across 3 articles, 14d). Growth Analyst remains cautious — eps declining -18.4% yoy despite any revenue growth. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- Dividend yield of 3.2% pays you to wait — Value
- Price structure making higher highs and higher lows — Technical
- Trend and market structure agree -- coherent bullish picture — Technical
- Weekly trend (uptrend) confirms the daily trend -- multi-timeframe agreement — Technical
- Market regime is bullish (Bull market -- normal position sizing) — Macro
- News sentiment is positive (+0.67 across 3 articles, 14d) — News
Bear Case
- Debt-to-equity of 1.51 adds balance-sheet risk to the value case — Value
- EPS declining -18.4% YoY despite any revenue growth — Growth
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- MACD histogram negative -- bearish momentum — Technical
- High leverage (debt-to-equity 1.51) amplifies downside in a stress scenario — Risk
- Current ratio of 0.73 is tight -- limited short-term liquidity cushion — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of July 31, 2026
Overall Committee Score
54/100
Agreement
57%
Analysts
7
Conviction
Contested
Sector Rank
Top 31%
of 45 Utilities peers
Value Analyst
neutral
50
/ 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
+ Dividend yield of 3.2% pays you to wait
− Debt-to-equity of 1.51 adds balance-sheet risk to the value case
Growth Analyst
bearish
40
/ 100 · High confidence
Growth story is weak, decelerating, or inconsistent
− EPS declining -18.4% YoY despite any revenue growth
Technical Analyst
bullish
61
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
− MACD histogram negative -- bearish momentum
Risk Analyst
neutral
45
/ 100 · Moderate confidence
Moderate risk -- no single red flag, but nothing that clearly de-risks the position either
− High leverage (debt-to-equity 1.51) amplifies downside in a stress scenario
Macro Analyst
neutral
58
/ 100 · Moderate confidence
Macro backdrop is mixed or neutral -- not a strong tailwind or headwind either way
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
79
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.67 across 3 articles, 14d)
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2744.14)
Investment Thesis Evolution
Committee score moved marginally from 56.1 to 54.0.
- Committee agreement increased notably from 43% to 57%.
- New bearish signals: 3 appeared.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 1 appeared.
- Bearish pressure eased: 2 signal(s) disappeared.
- Analyst(s) changed stance: Macro Analyst.
Analyst-level changes:
- Macro Analyst: stance bullish->neutral; score 65->58 (-8); +1 bullish signal(s).
- Portfolio Manager: +2 bearish signal(s).
- Technical Analyst: score 69->61 (-8); +1 bearish signal(s).
Comparing 2026-07-30 to 2026-07-31 (1 day apart).
Technical Analysis
RSI (14)
38.7
Neutral
MACD Histogram
-0.147
Bearish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Hh Hl
Support
$53.67
Resistance
$58.53
Bollinger %B
0.31
Inside Bands
Price vs Moving Averages
EMA 9
$58.86
Below
EMA 21
$58.40
Below
EMA 50
$57.34
Above
EMA 200
$53.46
Above
Fundamental Analysis
Valuation
94
Growth
64
Profitability
0
Financial Health
33
Cash Flow
8
Valuation
P/E Ratio
17.1×
P/B Ratio
2.20×
PEG Ratio
-0.92
Dividend Yield
0.03%
52W High
$60.86
52W Low
$43.46
Quality & Growth
ROE
14.0%
ROA
4.4%
Gross Margin
27.7%
Operating Margin
24.1%
Revenue Growth YoY
—
Debt / Equity
1.42
AI Fundamental Assessment
P/E ratio of 17.1 (inexpensive relative to a 15-40x range); Price-to-book of 2.2x; PEG ratio of -0.9 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 0.1%; Return on assets of 0.0%; Net margin of 0.2%; Gross margin of 0.3%; Current ratio of 0.94 (tight short-term liquidity); Debt-to-equity of 1.42; Free cash flow margin of -0.2% (thin cash generation); Free cash flow per share is negative (-1.54); Most recent quarter beat estimates by 14.0%; 2 consecutive earnings beats; EPS growth decelerating (+631.2% -> +88.0% QoQ); Analyst estimates rising over recent quarters
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