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Union Pacific Corporation

UNP Road & Rail Unknown Updated July 11, 2026
$286.98
52W $210.84 – $285.79
58/100
$169.23B
23.3
0.98
Price History (6M)
AI Committee Verdict
Watch
Conviction: Contested · 43% agreement · 7 analysts
-19.2%
100%
Executive Summary
7 analysts weighed in with 43% agreement on a bullish lean. Portfolio Manager: Portfolio position concentration is currently healthy. Risk Analyst: High leverage (debt-to-equity 1.72) amplifies downside in a stress scenario. Overall recommendation: WATCH.
Bull & Bear Case
Bull Case
  • RSI at or above 70 signals overbought conditions — bearish entry bias.
  • Positive MACD histogram signals bullish momentum.
  • Daily trend: uptrend.
  • Weekly trend: uptrend.
  • Daily and weekly trends are both bullish — multi-timeframe alignment, highest confidence.
Bear Case
  • RSI is overbought at 77.3 — momentum may be exhausted.
  • Stochastic RSI (92.5) confirms overbought conditions.
AI Investment Committee
Committee Consensus As of July 11, 2026
Overall Committee Score
58/100
Agreement
43%
Analysts
7
Conviction
Contested
Value Analyst neutral
50 / 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 40.4% shows genuine earnings power backing the valuation
− Price-to-book of 7.4x prices in significant intangible value
Growth Analyst bullish
62 / 100 · Moderate confidence
Strong, accelerating growth with consistent execution
+ Quarter-over-quarter growth rate is ACCELERATING, not just positive
Technical Analyst neutral
57 / 100 · High confidence
Mixed or range-bound price action
+ Price structure making higher highs and higher lows
− RSI at 77 is in overbought territory
Risk Analyst bearish
32 / 100 · Moderate confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 1.72) amplifies downside in a stress scenario
Macro Analyst bullish
70 / 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst neutral
58 / 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager bullish
75 / 100 · Low confidence
The existing book is healthy enough that position-sizing here is a matter of stock selection, not portfolio constraints
+ Portfolio position concentration is currently healthy
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Technical Analysis
RSI (14)
77.3
Overbought
MACD Histogram
1.915
Bullish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Mixed
Bollinger %B
0.90
Inside Bands
Price vs Moving Averages
EMA 9
$280.17 Above
EMA 21
$274.40 Above
EMA 50
$268.31 Above
EMA 200
$251.14 Above
Fundamental Analysis
Valuation
38
Growth
49
Profitability
100
Financial Health
24
Valuation
P/E Ratio 23.3×
P/B Ratio 7.43×
PEG Ratio
Dividend Yield 1.94%
52W High $285.79
52W Low $210.84
Quality & Growth
ROE 4038.0%
ROA 1043.0%
Gross Margin 7936.0%
Operating Margin 4021.0%
Revenue Growth YoY +187.0%
Debt / Equity 1.72
AI Fundamental Assessment
P/E ratio of 23.3 (inexpensive relative to a 15-40x range); Price-to-book of 7.4x; Revenue growth (YoY) of 1.9%; EPS growth (YoY) of 9.4%; Return on equity of 40.4%; Return on assets of 10.4%; Net margin of 29.2%; Gross margin of 79.4%; Current ratio of 0.91 (tight short-term liquidity); Debt-to-equity of 1.72; Most recent quarter beat estimates by 1.3%; EPS growth accelerating (-7.1% -> +2.4% QoQ); Analyst estimates falling over recent quarters
Key Risks
  • RSI is overbought at 77.3 — momentum may be exhausted.
  • Stochastic RSI (92.5) confirms overbought conditions.
This risk summary is generated from quantitative data signals, not qualitative opinion. All investors should conduct their own due diligence. This is not financial advice.
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