NASDAQ · STOCK
Verisk Analytics
$194.88
52W $155.94 – $281.82
52/100
$25.36B
29.9
0.69
Is VRSK Bullish or Bearish?
Mixed.
Innellis AI committee rates Verisk Analytics (VRSK) Watch with a composite score of 52/100
, based on 7 analysts with 71% agreement.
Last updated July 31, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +8.46 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -11.54 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. News Analyst sees a compelling case — news sentiment is positive (+0.27 across 26 articles, 14d). Risk Analyst remains cautious — high leverage (debt-to-equity 15.33) amplifies downside in a stress scenario. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- ROE of 324.3% shows genuine earnings power backing the valuation — Value
- 3 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- MACD histogram positive -- bullish momentum — Technical
- Market regime is bullish (Bull market -- normal position sizing) — Macro
- News sentiment is positive (+0.27 across 26 articles, 14d) — News
Bear Case
- P/E of 29.0 is moderate-to-rich — Value
- Price-to-book of 100.9x prices in significant intangible value — Value
- Debt-to-equity of 15.33 adds balance-sheet risk to the value case — Value
- EPS declining -3.9% YoY despite any revenue growth — Growth
- High leverage (debt-to-equity 15.33) amplifies downside in a stress scenario — Risk
- Bollinger bandwidth of 16.5% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of July 31, 2026
Overall Committee Score
52/100
Agreement
71%
Analysts
7
Conviction
Moderate
Sector Rank
Top 75%
of 172 Technology peers
Value Analyst
neutral
45
/ 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 324.3% shows genuine earnings power backing the valuation
− P/E of 29.0 is moderate-to-rich
Growth Analyst
neutral
56
/ 100 · High confidence
Moderate growth -- present but not remarkable
+ 3 consecutive earnings beats -- consistent execution
− EPS declining -3.9% YoY despite any revenue growth
Technical Analyst
neutral
58
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
Risk Analyst
bearish
32
/ 100 · Moderate confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 15.33) amplifies downside in a stress scenario
Macro Analyst
neutral
58
/ 100 · Moderate confidence
Macro backdrop is mixed or neutral -- not a strong tailwind or headwind either way
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
66
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.27 across 26 articles, 14d)
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2744.14)
Investment Thesis Evolution
Committee score moved marginally from 51.2 to 51.5.
- Conviction changed from contested to moderate.
- Committee agreement increased notably from 57% to 71%.
- New bearish signals: 3 appeared.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 2 appeared.
- Bearish pressure eased: 5 signal(s) disappeared.
- Analyst(s) changed stance: Macro Analyst.
Analyst-level changes:
- Macro Analyst: stance bullish->neutral; score 65->58 (-8); +1 bullish signal(s).
- News Analyst: +1 bullish signal(s).
- Portfolio Manager: +2 bearish signal(s).
- Risk Analyst: +1 bearish signal(s).
- Technical Analyst: score 48->58 (+10).
Comparing 2026-07-30 to 2026-07-31 (1 day apart).
Technical Analysis
RSI (14)
43.6
Neutral
MACD Histogram
-0.102
Bearish Momentum
Trend Direction
Sideways
Weekly: Downtrend
Market Structure
Mixed
Support
$164.65
Resistance
$216.35
Bollinger %B
0.45
Inside Bands
Price vs Moving Averages
EMA 9
$201.07
Below
EMA 21
$196.31
Below
EMA 50
$189.50
Above
EMA 200
$204.16
Below
Fundamental Analysis
Valuation
80
Growth
75
Profitability
4
Financial Health
59
Cash Flow
37
Valuation
P/E Ratio
29.9×
P/B Ratio
-21.43×
PEG Ratio
0.30
Dividend Yield
0.01%
52W High
$281.82
52W Low
$155.94
Quality & Growth
ROE
293.9%
ROA
14.7%
Gross Margin
67.7%
Operating Margin
44.7%
Revenue Growth YoY
—
Debt / Equity
-3.88
AI Fundamental Assessment
P/E ratio of 29.9 (moderate relative to a 15-40x range); Price-to-book of -21.4x; PEG ratio of 0.3 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 2.9%; Return on assets of 0.1%; Net margin of 0.3%; Gross margin of 0.7%; Current ratio of 1.01 (tight short-term liquidity); Debt-to-equity of -3.88; Free cash flow margin of 0.8% (thin cash generation); Free cash flow per share is positive (11.07); Most recent quarter beat estimates by 0.5%; 3 consecutive earnings beats; EPS growth accelerating (+0.0% -> +8.8% QoQ); Average YoY EPS growth of 5.3%; Analyst estimates rising over recent quarters
Get the Full VRSK Analysis
Interactive charts · Live committee votes · Trade plan · Paper trading · AI Q&A
Open in Terminal →