NASDAQ · STOCK
American Express
$350.48
52W $288.34 – $387.49
59/100
$257115.25T
21.9
1.04
Price History (6M)
Executive Summary
5 analysts weighed in with 80% agreement on a bullish lean. Growth Analyst: Quarter-over-quarter growth rate is ACCELERATING, not just positive. Overall recommendation: BUY.
Bull & Bear Case
Bull Case
- Daily trend: uptrend.
- Weekly trend: uptrend.
- Daily and weekly trends are both bullish — multi-timeframe alignment, highest confidence.
- Daily volatility (ATR%) above ~3% is treated as elevated risk.
Bear Case
- MACD histogram is negative (-0.101) — bearish momentum.
- Fundamental score is weak (34.9/100) — poor financial health or expensive valuation.
AI Investment Committee
Committee Consensus
As of July 11, 2026
Overall Committee Score
59/100
Agreement
57%
Analysts
7
Conviction
Contested
Growth Analyst
bullish
85
/ 100 · Low confidence
Strong, accelerating growth with consistent execution
+ Quarter-over-quarter growth rate is ACCELERATING, not just positive
Technical Analyst
neutral
57
/ 100 · High confidence
Mixed or range-bound price action
+ Price structure making higher highs and higher lows
− MACD histogram negative -- bearish momentum
Macro Analyst
bullish
70
/ 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
64
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.20 across 110 articles, 14d)
Portfolio Manager
bullish
75
/ 100 · Low confidence
The existing book is healthy enough that position-sizing here is a matter of stock selection, not portfolio constraints
+ Portfolio position concentration is currently healthy
Technical Analysis
RSI (14)
59.9
Neutral
MACD Histogram
-0.101
Bearish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Mixed
Support
$334.14
Resistance
$387.33
Bollinger %B
0.78
Inside Bands
Price vs Moving Averages
EMA 9
$345.76
Above
EMA 21
$339.33
Above
EMA 50
$330.23
Above
EMA 200
$326.87
Above
Fundamental Analysis
Valuation
49
Growth
70
Profitability
1
Financial Health
18
Cash Flow
37
Valuation
P/E Ratio
21.9×
P/B Ratio
7.07×
PEG Ratio
1.78
Dividend Yield
0.01%
52W High
$387.49
52W Low
$288.34
Quality & Growth
ROE
32.4%
ROA
3.6%
Gross Margin
83.5%
Operating Margin
20.7%
Revenue Growth YoY
—
Debt / Equity
1.78
AI Fundamental Assessment
P/E ratio of 21.9 (inexpensive relative to a 15-40x range); Price-to-book of 7.1x; PEG ratio of 1.8 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 0.3%; Return on assets of 0.0%; Net margin of 0.1%; Gross margin of 0.8%; Current ratio of 0.35 (tight short-term liquidity); Debt-to-equity of 1.78; Free cash flow margin of 0.8% (thin cash generation); Free cash flow per share is positive (20.88); Most recent quarter beat estimates by 5.3%; EPS growth accelerating (-14.7% -> +21.2% QoQ); Analyst estimates flat over recent quarters
Key Risks
- MACD histogram is negative (-0.101) — bearish momentum.
- Fundamental score is weak (34.9/100) — poor financial health or expensive valuation.
This risk summary is generated from quantitative data signals, not qualitative opinion. All investors should conduct their own due diligence. This is not financial advice.
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