NASDAQ · STOCK
Franklin Resources
$33.86
52W $21.11 – $34.92
52/100
$17.59B
22.6
1.58
Is BEN Bullish or Bearish?
Mixed.
Innellis AI committee rates Franklin Resources (BEN) Watch with a composite score of 52/100
, based on 7 analysts with 57% agreement.
Last updated July 31, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +7.50 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -12.50 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Value Analyst sees a compelling case — price-to-book of 1.0x is a discount to asset value. Risk Analyst remains cautious — current ratio of 1.00 is tight -- limited short-term liquidity cushion. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- Price-to-book of 1.0x is a discount to asset value — Value
- Dividend yield of 4.0% pays you to wait — Value
- EPS growing 81.9% YoY — Growth
- 3 consecutive earnings beats -- consistent execution — Growth
- Market regime is bullish (Bull market -- normal position sizing) — Macro
- Beta of 1.59 means this name should amplify a favorable market regime — Macro
Bear Case
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- MACD histogram negative -- bearish momentum — Technical
- Current ratio of 1.00 is tight -- limited short-term liquidity cushion — Risk
- Negative filing: Termination of a material agreement (1d ago) — News
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of July 31, 2026
Overall Committee Score
52/100
Agreement
57%
Analysts
7
Conviction
Contested
Sector Rank
Top 83%
of 141 Financial Services peers
Value Analyst
bullish
70
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ Price-to-book of 1.0x is a discount to asset value
Growth Analyst
bullish
60
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ EPS growing 81.9% YoY
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst
neutral
48
/ 100 · High confidence
Mixed or range-bound price action
− MACD histogram negative -- bearish momentum
Risk Analyst
bearish
35
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Current ratio of 1.00 is tight -- limited short-term liquidity cushion
Macro Analyst
neutral
58
/ 100 · Moderate confidence
Macro backdrop is mixed or neutral -- not a strong tailwind or headwind either way
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
neutral
52
/ 100 · Moderate confidence
News flow is mixed or quiet -- no strong signal either way right now
+ News sentiment is positive (+0.33 across 28 articles, 14d)
− Negative filing: Termination of a material agreement (1d ago)
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2744.14)
Investment Thesis Evolution
Committee score moved marginally from 53.6 to 52.5.
- Committee agreement increased notably from 43% to 57%.
- New bearish signals: 3 appeared.
- Bullish support removed: 2 signal(s) disappeared.
- New bullish signals: 4 appeared.
- Bearish pressure eased: 3 signal(s) disappeared.
- Analyst(s) changed stance: Macro Analyst.
Analyst-level changes:
- Macro Analyst: stance bullish->neutral; score 65->58 (-8); +2 bullish signal(s).
- News Analyst: +1 bearish signal(s); +1 bullish signal(s).
- Portfolio Manager: +2 bearish signal(s).
- Value Analyst: +1 bullish signal(s).
Comparing 2026-07-30 to 2026-07-31 (1 day apart).
Technical Analysis
RSI (14)
62.6
Neutral
MACD Histogram
0.001
Bullish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Hh Hl
Support
$31.34
Resistance
$34.37
Bollinger %B
0.77
Inside Bands
Price vs Moving Averages
EMA 9
$33.07
Above
EMA 21
$33.00
Above
EMA 50
$32.24
Above
EMA 200
$28.26
Above
Fundamental Analysis
Valuation
90
Growth
85
Profitability
0
Financial Health
100
Cash Flow
37
Valuation
P/E Ratio
22.6×
P/B Ratio
1.49×
PEG Ratio
0.12
Dividend Yield
0.04%
52W High
$34.92
52W Low
$21.11
Quality & Growth
ROE
4.3%
ROA
1.6%
Gross Margin
67.6%
Operating Margin
9.7%
Revenue Growth YoY
—
Debt / Equity
0.08
AI Fundamental Assessment
P/E ratio of 22.6 (inexpensive relative to a 15-40x range); Price-to-book of 1.5x; PEG ratio of 0.1 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 0.0%; Return on assets of 0.0%; Net margin of 0.1%; Gross margin of 0.7%; Current ratio of 4.35 (healthy short-term liquidity); Debt-to-equity of 0.08; Free cash flow margin of 0.8% (thin cash generation); Free cash flow per share is positive (0.43); Most recent quarter beat estimates by 6.2%; 4 consecutive earnings beats; EPS growth roughly steady (+1.4% -> +1.4% QoQ); Average YoY EPS growth of 46.9%; Analyst estimates rising over recent quarters
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