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Bank of New York Mellon

BK Financial Services Unknown Updated July 31, 2026
$156.33
52W $87.41 – $143.09
61/100
$97.40B
16.4
1.04
AI Committee Verdict
Buy
Conviction: Contested · 50% agreement · 6 analysts
+1.4%
-18.5%
0.07:1
Contested
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.

Is BK Bullish or Bearish?

Bullish. Innellis AI committee rates Bank of New York Mellon (BK) Buy with a composite score of 61/100 , based on 6 analysts with 50% agreement. Last updated July 31, 2026.

What Would Change This View

Upgrade to Strong Buy
Requires a committee score of 75.0 — +13.96 from today. Applies on the first day at or above the line; upgrades are never dampened.
Downgrade to Watch
Requires the score to fall below 55.0 — -6.04 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.

Executive Summary

The committee is split. Analysts see this stock differently enough that the current rating reflects genuine uncertainty, not a weak signal.

Bull & Bear Case

Bull Case
  • Revenue growing 284.6% YoY -- genuine top-line momentum — Growth
  • EPS growing 31.5% YoY — Growth
  • Price structure making higher highs and higher lows — Technical
  • Weekly trend (uptrend) confirms the daily trend -- multi-timeframe agreement — Technical
  • Market regime is bullish (Bull market -- normal position sizing) — Macro
Bear Case
  • MACD histogram negative -- bearish momentum — Technical
  • No news coverage in the last 14 days -- limited independent confirmation either way — News
Both cases are generated from quantitative data signals, not qualitative or forward-looking judgement. They summarise what the numbers say today.
Price History (6M)

AI Investment Committee

Committee Consensus As of July 31, 2026
Overall Committee Score
61/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 39%
of 141 Financial Services peers
Value Analyst neutral
58 / 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
Growth Analyst bullish
85 / 100 · Moderate confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 284.6% YoY -- genuine top-line momentum
Technical Analyst bullish
61 / 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
− MACD histogram negative -- bearish momentum
Macro Analyst neutral
58 / 100 · Moderate confidence
Macro backdrop is mixed or neutral -- not a strong tailwind or headwind either way
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst bullish
60 / 100 · Low confidence
News flow and recent filings/analyst actions are net positive
− No news coverage in the last 14 days -- limited independent confirmation either way
Portfolio Manager neutral
45 / 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2744.14)
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Investment Thesis Evolution

Committee score moved marginally from 62.3 to 61.0.

Analyst-level changes:
  • Macro Analyst: stance bullish->neutral; score 65->58 (-8); +1 bullish signal(s).
  • Portfolio Manager: +2 bearish signal(s).

Comparing 2026-07-30 to 2026-07-31 (1 day apart).

Technical Analysis

RSI (14)
68.2
Neutral
MACD Histogram
-0.015
Bearish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Mixed
Support
$111.78
Resistance
$139.09
Bollinger %B
0.93
Inside Bands
Price vs Moving Averages
EMA 9
$135.29 Above
EMA 21
$133.54 Above
EMA 50
$129.26 Above
EMA 200
$115.83 Above

Fundamental Analysis

Valuation
95
Profitability
0
Financial Health
93
Cash Flow
37
Valuation
P/E Ratio 16.4×
P/B Ratio 2.20×
PEG Ratio 0.54
Dividend Yield 0.02%
52W High $143.09
52W Low $87.41
Quality & Growth
ROE 12.5%
ROA 1.2%
Gross Margin 59.1%
Operating Margin 22.2%
Revenue Growth YoY
Debt / Equity 0.79
AI Fundamental Assessment
[reduced confidence: limited earnings history] P/E ratio of 16.4 (inexpensive relative to a 15-40x range); Price-to-book of 2.2x; PEG ratio of 0.5 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 0.1%; Return on assets of 0.0%; Net margin of 0.2%; Gross margin of 0.6%; Current ratio of 40.62 (healthy short-term liquidity); Debt-to-equity of 0.79; Free cash flow margin of 0.8% (thin cash generation); Free cash flow per share is positive (3.90); Earnings-history trend unavailable; growth based on TTM year-over-year only.
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📈 Rating History 💰 Earnings 📰 Recent Events 🔄 What Changed 📖 Thesis Evolution 🔍 Similar Stocks
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