Discover Financial Services (DFS) — What Changed
Material changes in the AI committee's view · 16 events tracked · Detected nightly
2026-07-31 MATERIAL
▼ Agreement ShiftDFS's Committee agreement moved from 71.40% to 57.10% (-14.30pp, 1 day(s) apart).
71.40 → 57.10 (-14.3)
2026-07-31 MINOR
▼ Score ChangeDFS's Committee score moved from 58.46 to 57.39 (-1.07, 1 day(s) apart).
58.46 → 57.39 (-1.1)
2026-07-31 MATERIAL
— Conviction ChangeDFS's Committee conviction moved from moderate to contested (1 day(s) apart).
moderate → contested
2026-07-30 MINOR
▼ Score ChangeDFS's Committee score moved from 59.18 to 58.46 (-0.72, 1 day(s) apart).
59.18 → 58.46 (-0.7)
2026-07-28 MINOR
▼ Score ChangeDFS's Committee score moved from 60.61 to 59.18 (-1.43, 1 day(s) apart).
60.61 → 59.18 (-1.4)
2026-07-18 MINOR
▼ Score ChangeDFS's Committee score moved from 60.61 to 59.18 (-1.43, 1 day(s) apart).
60.61 → 59.18 (-1.4)
2026-07-18 MAJOR
— Rating ChangeDFS moved from Buy to Watch (1 day(s) apart).
Buy → Watch
2026-07-16 MAJOR
▲ Agreement ShiftDFS's Committee agreement moved from 50.00% to 71.40% (+21.40pp, 1 day(s) apart).
50.00 → 71.40 (+21.4)
2026-07-16 MINOR
▲ Score ChangeDFS's Committee score moved from 56.75 to 60.61 (+3.86, 1 day(s) apart).
56.75 → 60.61 (+3.9)
2026-07-16 MATERIAL
— Conviction ChangeDFS's Committee conviction moved from contested to moderate (1 day(s) apart).
contested → moderate
2026-07-16 MAJOR
— Rating ChangeDFS moved from Watch to Buy (1 day(s) apart).
Watch → Buy
2026-07-14 MAJOR
▼ Agreement ShiftDFS's Committee agreement moved from 85.70% to 50.00% (-35.70pp, 1 day(s) apart).
85.70 → 50.00 (-35.7)
2026-07-14 MATERIAL
▼ Score ChangeDFS's Committee score moved from 63.46 to 56.75 (-6.71, 1 day(s) apart).
63.46 → 56.75 (-6.7)
2026-07-14 MAJOR
— Rating ChangeDFS moved from Buy to Watch (1 day(s) apart).
Buy → Watch
2026-07-13 MAJOR
▲ Agreement ShiftDFS's Committee agreement moved from 66.70% to 85.70% (+19.00pp, 1 day(s) apart).
66.70 → 85.70 (+19.0)
2026-07-13 MINOR
▲ Score ChangeDFS's Committee score moved from 60.08 to 63.46 (+3.38, 1 day(s) apart).
60.08 → 63.46 (+3.4)
How Change Detection Works
Every night, Innellis compares the committee's latest scores against the previous session. Changes are recorded only when they cross documented materiality thresholds — score moves, rating transitions, conviction shifts, and analyst agreement changes. Small day-to-day noise is deliberately filtered out. View full score history →