NASDAQ · STOCK
Equitable Holdings
$47.66
52W $35.20 – $55.24
44/100
$13.01B
-17.0
1.09
Is EQH Bullish or Bearish?
Mixed.
Innellis AI committee rates Equitable Holdings (EQH) Watch with a composite score of 44/100
, based on 7 analysts with 43% agreement.
Last updated July 31, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +15.82 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -4.18 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. News Analyst sees a compelling case — news sentiment is positive (+0.18 across 11 articles, 14d). Growth Analyst remains cautious — revenue declining -6.5% yoy -- this is not a growth story right now. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- Price structure making higher highs and higher lows — Technical
- Market regime is bullish (Bull market -- normal position sizing) — Macro
- News sentiment is positive (+0.18 across 11 articles, 14d) — News
Bear Case
- Price-to-book of 9.4x prices in significant intangible value — Value
- ROE of only -198.2% -- cheap may mean cheap for a reason — Value
- Debt-to-equity of 12.12 adds balance-sheet risk to the value case — Value
- Revenue declining -6.5% YoY -- this is not a growth story right now — Growth
- 4 consecutive earnings misses -- execution concerns — Growth
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of July 31, 2026
Overall Committee Score
44/100
Agreement
43%
Analysts
7
Conviction
Contested
Sector Rank
Top 100%
of 141 Financial Services peers
Value Analyst
bearish
32
/ 100 · Moderate confidence
Multiples don't clear a genuine value bar here, or cheapness looks justified by weak fundamentals
− Price-to-book of 9.4x prices in significant intangible value
Growth Analyst
bearish
23
/ 100 · High confidence
Growth story is weak, decelerating, or inconsistent
− Revenue declining -6.5% YoY -- this is not a growth story right now
Technical Analyst
neutral
58
/ 100 · High confidence
Mixed or range-bound price action
+ Price structure making higher highs and higher lows
− MACD histogram negative -- bearish momentum
Risk Analyst
bearish
30
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 12.12) amplifies downside in a stress scenario
Macro Analyst
neutral
58
/ 100 · Moderate confidence
Macro backdrop is mixed or neutral -- not a strong tailwind or headwind either way
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
63
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.18 across 11 articles, 14d)
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2744.14)
Investment Thesis Evolution
Committee score moved marginally from 45.3 to 44.2.
- New bearish signals: 2 appeared.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 2 appeared.
- Bearish pressure eased: 2 signal(s) disappeared.
- Analyst(s) changed stance: Macro Analyst.
Analyst-level changes:
- Macro Analyst: stance bullish->neutral; score 65->58 (-8); +1 bullish signal(s).
- News Analyst: +1 bullish signal(s).
- Portfolio Manager: +2 bearish signal(s).
Comparing 2026-07-30 to 2026-07-31 (1 day apart).
Technical Analysis
RSI (14)
45.9
Neutral
MACD Histogram
-0.184
Bearish Momentum
Trend Direction
Uptrend
Weekly: Sideways
Market Structure
Mixed
Support
$47.21
Resistance
$49.87
Bollinger %B
0.41
Inside Bands
Price vs Moving Averages
EMA 9
$48.32
Below
EMA 21
$47.58
Above
EMA 50
$45.72
Above
EMA 200
$44.89
Above
Fundamental Analysis
Valuation
67
Growth
16
Profitability
23
Financial Health
0
Cash Flow
37
Valuation
P/E Ratio
-17.0×
P/B Ratio
49.10×
PEG Ratio
0.14
Dividend Yield
0.02%
52W High
$55.24
52W Low
$35.20
Quality & Growth
ROE
1864.9%
ROA
-0.4%
Gross Margin
63.5%
Operating Margin
-4.2%
Revenue Growth YoY
—
Debt / Equity
25.37
AI Fundamental Assessment
P/E ratio of -17.0 (inexpensive relative to a 15-40x range); Price-to-book of 49.1x; PEG ratio of 0.1 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 18.6%; Return on assets of -0.0%; Net margin of -0.1%; Gross margin of 0.6%; Current ratio of 0.56 (tight short-term liquidity); Debt-to-equity of 25.37; Free cash flow margin of 1.0% (thin cash generation); Free cash flow per share is positive (2.87); Most recent quarter missed estimates by 0.4%; 4 consecutive earnings misses; EPS growth decelerating (+16.9% -> -6.4% QoQ); Analyst estimates flat over recent quarters
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