NASDAQ · STOCK
Fair Isaac
$1,251.12
52W $870.01 – $1998.01
64/100
$29.67B
38.7
1.33
Price History (6M)
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Executive Summary
7 analysts weighed in with 71% agreement on a bullish lean. Growth Analyst: EPS growing 35.9% YoY. Risk Analyst: High leverage (debt-to-equity 2.54) amplifies downside in a stress scenario. Overall recommendation: BUY.
Bull & Bear Case
Bull Case
- Positive MACD histogram signals bullish momentum.
- Higher Highs / Higher Lows structure confirms bullish price action.
- Daily volatility (ATR%) above ~3% is treated as elevated risk.
Bear Case
- Both daily and weekly trends are bearish — strong multi-timeframe downtrend.
- Risk/reward is unfavorable: 11.6% downside vs 5.7% upside.
AI Investment Committee
Committee Consensus
As of July 11, 2026
Overall Committee Score
64/100
Agreement
83%
Analysts
6
Conviction
Contested
Value Analyst
neutral
45
/ 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 145.7% shows genuine earnings power backing the valuation
− P/E of 38.2 is moderate-to-rich
Growth Analyst
bullish
79
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ EPS growing 35.9% YoY
Technical Analyst
bullish
61
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ MACD histogram positive -- bullish momentum
Risk Analyst
bearish
33
/ 100 · Moderate confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 2.54) amplifies downside in a stress scenario
Macro Analyst
bullish
70
/ 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
62
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
Portfolio Manager
bullish
75
/ 100 · Low confidence
The existing book is healthy enough that position-sizing here is a matter of stock selection, not portfolio constraints
+ Portfolio position concentration is currently healthy
Technical Analysis
RSI (14)
57.1
Neutral
MACD Histogram
10.235
Bullish Momentum
Trend Direction
Sideways
Weekly: Sideways
Market Structure
Hh Hl
Support
$1105.65
Resistance
$1322.99
Bollinger %B
0.72
Inside Bands
Price vs Moving Averages
EMA 9
$1,245.88
Above
EMA 21
$1,214.57
Above
EMA 50
$1,189.77
Above
EMA 200
$1,343.34
Below
Fundamental Analysis
Valuation
3
Growth
95
Profitability
100
Financial Health
1
Valuation
P/E Ratio
38.7×
P/B Ratio
37.27×
PEG Ratio
—
Dividend Yield
—
52W High
$1998.01
52W Low
$870.01
Quality & Growth
ROE
14571.0%
ROA
3981.0%
Gross Margin
8416.0%
Operating Margin
5037.0%
Revenue Growth YoY
+2257.0%
Debt / Equity
2.54
AI Fundamental Assessment
P/E ratio of 38.7 (rich relative to a 15-40x range); Price-to-book of 37.3x; Revenue growth (YoY) of 22.6%; EPS growth (YoY) of 35.9%; Return on equity of 145.7%; Return on assets of 39.8%; Net margin of 33.7%; Gross margin of 84.2%; Current ratio of 0.83 (tight short-term liquidity); Debt-to-equity of 2.54; Most recent quarter beat estimates by 11.7%; 4 consecutive earnings beats; EPS growth accelerating (-5.3% -> +70.5% QoQ); Analyst estimates rising over recent quarters
Key Risks
- Both daily and weekly trends are bearish — strong multi-timeframe downtrend.
- Risk/reward is unfavorable: 11.6% downside vs 5.7% upside.
This risk summary is generated from quantitative data signals, not qualitative opinion. All investors should conduct their own due diligence. This is not financial advice.
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