Fair Isaac (FICO) — What Changed

Material changes in the AI committee's view · 25 events tracked · Detected nightly

← Overview📈 Rating History💰 Earnings📰 Recent Events🔄 What Changed📖 Thesis Evolution🔍 Similar Stocks
2026-08-01 MATERIAL
▼ Agreement Shift

FICO's Committee agreement moved from 71.40% to 57.10% (-14.30pp, 1 day(s) apart).

71.40 → 57.10 (-14.3)

2026-08-01 MINOR
▲ Score Change

FICO's Committee score moved from 51.50 to 53.29 (+1.79, 1 day(s) apart).

51.50 → 53.29 (+1.8)

2026-08-01 MATERIAL
— Conviction Change

FICO's Committee conviction moved from moderate to contested (1 day(s) apart).

moderate → contested

2026-07-31 MAJOR
▲ Agreement Shift

FICO's Committee agreement moved from 42.90% to 71.40% (+28.50pp, 1 day(s) apart).

42.90 → 71.40 (+28.5)

2026-07-31 MINOR
▼ Score Change

FICO's Committee score moved from 51.74 to 51.50 (-0.24, 1 day(s) apart).

51.74 → 51.50 (-0.2)

2026-07-31 MATERIAL
— Conviction Change

FICO's Committee conviction moved from contested to moderate (1 day(s) apart).

contested → moderate

2026-07-30 MINOR
▼ Score Change

FICO's Committee score moved from 54.26 to 51.74 (-2.52, 1 day(s) apart).

54.26 → 51.74 (-2.5)

2026-07-28 MINOR
▼ Score Change

FICO's Committee score moved from 56.85 to 54.26 (-2.59, 1 day(s) apart).

56.85 → 54.26 (-2.6)

2026-07-24 MINOR
▼ Score Change

FICO's Committee score moved from 56.09 to 55.49 (-0.60, 1 day(s) apart).

56.09 → 55.49 (-0.6)

2026-07-18 MINOR
▼ Score Change

FICO's Committee score moved from 57.03 to 55.28 (-1.75, 1 day(s) apart).

57.03 → 55.28 (-1.8)

2026-07-17 MINOR
▼ Agreement Shift

FICO's Committee agreement moved from 50.00% to 42.90% (-7.10pp, 1 day(s) apart).

50.00 → 42.90 (-7.1)

2026-07-17 MINOR
▼ Score Change

FICO's Committee score moved from 60.04 to 57.03 (-3.01, 1 day(s) apart).

60.04 → 57.03 (-3.0)

2026-07-17 MAJOR
— Rating Change

FICO moved from Buy to Watch (1 day(s) apart).

Buy → Watch

2026-07-16 MAJOR
▼ Agreement Shift

FICO's Committee agreement moved from 66.70% to 50.00% (-16.70pp, 1 day(s) apart).

66.70 → 50.00 (-16.7)

2026-07-16 MINOR
▼ Score Change

FICO's Committee score moved from 61.29 to 60.04 (-1.25, 1 day(s) apart).

61.29 → 60.04 (-1.2)

2026-07-15 MINOR
▲ Agreement Shift

FICO's Committee agreement moved from 57.10% to 66.70% (+9.60pp, 1 day(s) apart).

57.10 → 66.70 (+9.6)

2026-07-15 MINOR
▲ Score Change

FICO's Committee score moved from 58.19 to 61.29 (+3.10, 1 day(s) apart).

58.19 → 61.29 (+3.1)

2026-07-15 MAJOR
— Rating Change

FICO moved from Watch to Buy (1 day(s) apart).

Watch → Buy

2026-07-14 MATERIAL
▼ Agreement Shift

FICO's Committee agreement moved from 71.40% to 57.10% (-14.30pp, 1 day(s) apart).

71.40 → 57.10 (-14.3)

2026-07-14 MINOR
▼ Score Change

FICO's Committee score moved from 61.05 to 58.19 (-2.86, 1 day(s) apart).

61.05 → 58.19 (-2.9)

2026-07-14 MAJOR
— Rating Change

FICO moved from Buy to Watch (1 day(s) apart).

Buy → Watch

2026-07-13 MINOR
▲ Score Change

FICO's Committee score moved from 60.74 to 61.05 (+0.31, 1 day(s) apart).

60.74 → 61.05 (+0.3)

2026-07-10 MAJOR
▲ Agreement Shift

FICO's Committee agreement moved from 50.00% to 71.40% (+21.40pp, 3 day(s) apart).

50.00 → 71.40 (+21.4)

2026-07-10 MINOR
▲ Score Change

FICO's Committee score moved from 56.64 to 60.78 (+4.14, 3 day(s) apart).

56.64 → 60.78 (+4.1)

2026-07-10 MAJOR
— Rating Change

FICO moved from Watch to Buy (3 day(s) apart).

Watch → Buy

How Change Detection Works

Every night, Innellis compares the committee's latest scores against the previous session. Changes are recorded only when they cross documented materiality thresholds — score moves, rating transitions, conviction shifts, and analyst agreement changes. Small day-to-day noise is deliberately filtered out. View full score history →