NASDAQ · STOCK
Robinhood Markets
$86.57
52W $63.52 – $153.86
53/100
$77.82B
37.5
2.34
Is HOOD Bullish or Bearish?
Mixed.
Innellis AI committee rates Robinhood Markets (HOOD) Watch with a composite score of 53/100
, based on 7 analysts with 43% agreement.
Last updated July 31, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +7.00 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -13.00 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Growth Analyst sees a compelling case — revenue growing 38.3% yoy -- genuine top-line momentum. Risk Analyst remains cautious — bollinger bandwidth of 36.1% signals elevated volatility. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- ROE of 22.7% shows genuine earnings power backing the valuation — Value
- Revenue growing 38.3% YoY -- genuine top-line momentum — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Market regime is bullish (Bull market -- normal position sizing) — Macro
- Beta of 2.31 means this name should amplify a favorable market regime — Macro
Bear Case
- P/E of 37.7 is moderate-to-rich — Value
- Price-to-book of 11.1x prices in significant intangible value — Value
- RSI at 24 is in oversold territory (could mean either capitulation or a bounce setup) — Technical
- MACD histogram negative -- bearish momentum — Technical
- Bollinger bandwidth of 36.1% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of July 31, 2026
Overall Committee Score
53/100
Agreement
43%
Analysts
7
Conviction
Contested
Sector Rank
Top 79%
of 141 Financial Services peers
Value Analyst
neutral
48
/ 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 22.7% shows genuine earnings power backing the valuation
− P/E of 37.7 is moderate-to-rich
Growth Analyst
bullish
85
/ 100 · Moderate confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 38.3% YoY -- genuine top-line momentum
Technical Analyst
bearish
38
/ 100 · High confidence
Price action is deteriorating -- trend and/or momentum are working against this name
− RSI at 24 is in oversold territory (could mean either capitulation or a bounce setup)
Risk Analyst
bearish
35
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Bollinger bandwidth of 36.1% signals elevated volatility
Macro Analyst
neutral
58
/ 100 · Moderate confidence
Macro backdrop is mixed or neutral -- not a strong tailwind or headwind either way
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
62
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2744.14)
Investment Thesis Evolution
Committee score weakened from 57.2 to 53.0.
- Committee agreement fell modestly from 50% to 43%.
- New bearish signals: 6 appeared.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 4 appeared.
- Bearish pressure eased: 4 signal(s) disappeared.
- Analyst(s) changed stance: Macro Analyst.
- New analyst(s) joined: Value Analyst.
Analyst-level changes:
- Growth Analyst: +1 bullish signal(s).
- Macro Analyst: stance bullish->neutral; score 65->58 (-8); +2 bullish signal(s).
- News Analyst: score 75->62 (-13).
- Portfolio Manager: +2 bearish signal(s).
- Risk Analyst: +1 bearish signal(s).
- Technical Analyst: +1 bearish signal(s).
- Value Analyst joined: neutral at 48.
Comparing 2026-07-30 to 2026-07-31 (1 day apart).
Technical Analysis
RSI (14)
24.1
Oversold
MACD Histogram
-2.963
Bearish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Hh Hl
Support
$63.53
Resistance
$93.31
Bollinger %B
0.08
Inside Bands
Price vs Moving Averages
EMA 9
$93.77
Below
EMA 21
$98.52
Below
EMA 50
$96.53
Below
EMA 200
$92.68
Below
Fundamental Analysis
Valuation
8
Growth
72
Profitability
1
Financial Health
68
Cash Flow
10
Valuation
P/E Ratio
37.5×
P/B Ratio
8.21×
PEG Ratio
2.72
Dividend Yield
0.00%
52W High
$153.86
52W Low
$63.52
Quality & Growth
ROE
20.6%
ROA
4.9%
Gross Margin
78.7%
Operating Margin
30.9%
Revenue Growth YoY
—
Debt / Equity
0.23
AI Fundamental Assessment
P/E ratio of 37.5 (rich relative to a 15-40x range); Price-to-book of 8.2x; PEG ratio of 2.7 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 0.2%; Return on assets of 0.0%; Net margin of 0.5%; Gross margin of 0.8%; Current ratio of 1.22 (tight short-term liquidity); Debt-to-equity of 0.23; Free cash flow margin of 1.1% (thin cash generation); Free cash flow per share is negative (-0.71); Most recent quarter beat estimates by 6.7%; EPS growth accelerating (-42.4% -> +26.3% QoQ); Average YoY EPS growth of 14.3%; Analyst estimates falling over recent quarters
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