NASDAQ · STOCK
Interactive Brokers
$87.97
52W $58.95 – $97.84
53/100
$152.05B
34.8
1.33
Is IBKR Bullish or Bearish?
Mixed.
Innellis AI committee rates Interactive Brokers (IBKR) Watch with a composite score of 53/100
, based on 7 analysts with 43% agreement.
Last updated July 31, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +7.15 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -12.85 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Growth Analyst sees a compelling case — eps growing 31.5% yoy. Risk Analyst remains cautious — high leverage (debt-to-equity 4.62) amplifies downside in a stress scenario. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- ROE of 20.5% shows genuine earnings power backing the valuation — Value
- EPS growing 31.5% YoY — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Market regime is bullish (Bull market -- normal position sizing) — Macro
- Beta of 1.35 means this name should amplify a favorable market regime — Macro
- News sentiment is positive (+0.33 across 61 articles, 14d) — News
Bear Case
- P/E of 136.3 is expensive by classic value standards — Value
- Price-to-book of 20.3x prices in significant intangible value — Value
- Debt-to-equity of 4.62 adds balance-sheet risk to the value case — Value
- MACD histogram negative -- bearish momentum — Technical
- High leverage (debt-to-equity 4.62) amplifies downside in a stress scenario — Risk
- Current ratio of 0.98 is tight -- limited short-term liquidity cushion — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of July 31, 2026
Overall Committee Score
53/100
Agreement
43%
Analysts
7
Conviction
Contested
Sector Rank
Top 80%
of 141 Financial Services peers
Value Analyst
bearish
40
/ 100 · High confidence
Multiples don't clear a genuine value bar here, or cheapness looks justified by weak fundamentals
+ ROE of 20.5% shows genuine earnings power backing the valuation
− P/E of 136.3 is expensive by classic value standards
Growth Analyst
bullish
78
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ EPS growing 31.5% YoY
Technical Analyst
neutral
48
/ 100 · High confidence
Mixed or range-bound price action
− MACD histogram negative -- bearish momentum
Risk Analyst
bearish
32
/ 100 · Moderate confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 4.62) amplifies downside in a stress scenario
Macro Analyst
neutral
58
/ 100 · Moderate confidence
Macro backdrop is mixed or neutral -- not a strong tailwind or headwind either way
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
68
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.33 across 61 articles, 14d)
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2744.14)
Investment Thesis Evolution
Committee score moved marginally from 52.5 to 52.9.
- New bearish signals: 3 appeared.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 3 appeared.
- Bearish pressure eased: 5 signal(s) disappeared.
- Analyst(s) changed stance: Macro Analyst, Technical Analyst.
Analyst-level changes:
- Macro Analyst: stance bullish->neutral; score 65->58 (-8); +2 bullish signal(s).
- News Analyst: +1 bullish signal(s).
- Portfolio Manager: +2 bearish signal(s).
- Technical Analyst: stance bearish->neutral; score 38->48 (+10).
- Value Analyst: +1 bearish signal(s).
Comparing 2026-07-30 to 2026-07-31 (1 day apart).
Technical Analysis
RSI (14)
39.5
Neutral
MACD Histogram
-0.801
Bearish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Hh Hl
Bollinger %B
0.06
Inside Bands
Price vs Moving Averages
EMA 9
$90.38
Below
EMA 21
$91.35
Below
EMA 50
$89.48
Below
EMA 200
$78.50
Above
Fundamental Analysis
Valuation
46
Growth
83
Profitability
0
Financial Health
9
Cash Flow
37
Valuation
P/E Ratio
34.8×
P/B Ratio
6.68×
PEG Ratio
1.09
Dividend Yield
0.00%
52W High
$97.84
52W Low
$58.95
Quality & Growth
ROE
18.4%
ROA
0.5%
Gross Margin
93.3%
Operating Margin
87.1%
Revenue Growth YoY
—
Debt / Equity
7.69
AI Fundamental Assessment
P/E ratio of 34.8 (rich relative to a 15-40x range); Price-to-book of 6.7x; PEG ratio of 1.1 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 0.2%; Return on assets of 0.0%; Net margin of 0.1%; Gross margin of 0.9%; Current ratio of 1.03 (tight short-term liquidity); Debt-to-equity of 7.69; Free cash flow margin of 1.0% (thin cash generation); Free cash flow per share is positive (37.42); Most recent quarter beat estimates by 6.0%; EPS growth accelerating (-7.7% -> +15.0% QoQ); Average YoY EPS growth of 35.3%; Analyst estimates rising over recent quarters
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