NASDAQ · STOCK
Marsh & McLennan Companies
$182.52
52W $174.18 – $248.00
57/100
$89.82B
22.3
0.75
Is MMC Bullish or Bearish?
Bullish.
Innellis AI committee rates Marsh & McLennan Companies (MMC) Buy with a composite score of 57/100
, based on 7 analysts with 57% agreement.
Last updated July 31, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +17.93 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -2.07 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is split. Analysts see this stock differently enough that the current rating reflects genuine uncertainty, not a weak signal.
Bull & Bear Case
Bull Case
- ROE of 28.3% shows genuine earnings power backing the valuation — Value
- Weekly trend (downtrend) confirms the daily trend -- multi-timeframe agreement — Technical
- Market regime is bullish (Bull market -- normal position sizing) — Macro
Bear Case
- Price-to-book of 7.8x prices in significant intangible value — Value
- Price structure making lower highs and lower lows — Technical
- MACD histogram negative -- bearish momentum — Technical
- Price structure (HH_HL) contradicts the downtrend -- mixed signals — Technical
- Price trading below the lower Bollinger Band -- stretched to the downside — Technical
- No news coverage in the last 14 days -- limited independent confirmation either way — News
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
AI Investment Committee
Committee Consensus
As of July 31, 2026
Overall Committee Score
57/100
Agreement
57%
Analysts
7
Conviction
Contested
Sector Rank
Top 58%
of 141 Financial Services peers
Value Analyst
neutral
55
/ 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 28.3% shows genuine earnings power backing the valuation
− Price-to-book of 7.8x prices in significant intangible value
Growth Analyst
bullish
65
/ 100 · Low confidence
Strong, accelerating growth with consistent execution
Technical Analyst
neutral
47
/ 100 · High confidence
Mixed or range-bound price action
+ Weekly trend (downtrend) confirms the daily trend -- multi-timeframe agreement
− Price structure making lower highs and lower lows
Risk Analyst
bullish
70
/ 100 · Low confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
Macro Analyst
neutral
58
/ 100 · Moderate confidence
Macro backdrop is mixed or neutral -- not a strong tailwind or headwind either way
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
60
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
− No news coverage in the last 14 days -- limited independent confirmation either way
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2744.14)
Investment Thesis Evolution
Committee score moved marginally from 58.1 to 57.1.
- New bearish signals: 2 appeared.
- New bullish signals: 1 appeared.
- Bearish pressure eased: 2 signal(s) disappeared.
- Analyst(s) changed stance: Macro Analyst.
Analyst-level changes:
- Macro Analyst: stance bullish->neutral; score 65->58 (-8); +1 bullish signal(s).
- Portfolio Manager: +2 bearish signal(s).
Comparing 2026-07-30 to 2026-07-31 (1 day apart).
Technical Analysis
RSI (14)
39.7
Neutral
MACD Histogram
-0.294
Bearish Momentum
Trend Direction
Downtrend
Weekly: Downtrend
Market Structure
Hh Hl
Support
$174.26
Resistance
$207.82
Bollinger %B
-0.01
Below Lower Band
Price vs Moving Averages
EMA 9
$185.01
Below
EMA 21
$185.07
Below
EMA 50
$186.05
Below
EMA 200
$200.16
Below
Fundamental Analysis
Valuation
69
Profitability
1
Financial Health
40
Cash Flow
37
Valuation
P/E Ratio
22.3×
P/B Ratio
5.71×
PEG Ratio
-10.37
Dividend Yield
0.02%
52W High
$248.00
52W Low
$174.18
Quality & Growth
ROE
27.6%
ROA
7.1%
Gross Margin
71.5%
Operating Margin
21.6%
Revenue Growth YoY
—
Debt / Equity
1.45
AI Fundamental Assessment
[reduced confidence: limited earnings history] P/E ratio of 22.3 (inexpensive relative to a 15-40x range); Price-to-book of 5.7x; PEG ratio of -10.4 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 0.3%; Return on assets of 0.1%; Net margin of 0.1%; Gross margin of 0.7%; Current ratio of 1.14 (tight short-term liquidity); Debt-to-equity of 1.45; Free cash flow margin of 0.9% (thin cash generation); Free cash flow per share is positive (9.89); Earnings-history trend unavailable; growth based on TTM year-over-year only.
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