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PACCAR Inc.

PCAR Industrials Unknown Updated July 31, 2026
$132.69
52W $92.25 – $139.24
50/100
$69.83B
27.9
0.98
AI Committee Verdict
Watch
Conviction: Contested · 43% agreement · 7 analysts
-16.6%
Contested

Is PCAR Bullish or Bearish?

Mixed. Innellis AI committee rates PACCAR Inc. (PCAR) Watch with a composite score of 50/100 , based on 7 analysts with 43% agreement. Last updated July 31, 2026.

What Would Change This View

Upgrade to Buy
Requires a committee score of 60.0 — +9.71 from today. Applies on the first day at or above the line; upgrades are never dampened.
Downgrade to Reduce
Requires the score to fall below 40.0 — -10.29 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.

Executive Summary

The committee is genuinely divided. News Analyst sees a compelling case — news sentiment is positive (+0.20 across 37 articles, 14d). Risk Analyst remains cautious — current ratio of 0.71 is tight -- limited short-term liquidity cushion. This disagreement is itself the signal — the setup is not clean in either direction.

Bull & Bear Case

Bull Case
  • Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
  • Price structure making higher highs and higher lows — Technical
  • MACD histogram positive -- bullish momentum — Technical
  • Weekly trend (uptrend) confirms the daily trend -- multi-timeframe agreement — Technical
  • Market regime is bullish (Bull market -- normal position sizing) — Macro
  • News sentiment is positive (+0.20 across 37 articles, 14d) — News
Bear Case
  • P/E of 28.2 is moderate-to-rich — Value
  • Revenue declining -14.2% YoY -- this is not a growth story right now — Growth
  • EPS declining -28.7% YoY despite any revenue growth — Growth
  • Price structure (LH_LL) contradicts the uptrend -- mixed signals — Technical
  • Weekly RSI at 78 -- overbought on the larger timeframe too — Technical
  • Current ratio of 0.71 is tight -- limited short-term liquidity cushion — Risk
Both cases are generated from quantitative data signals, not qualitative or forward-looking judgement. They summarise what the numbers say today.
Price History (6M)

AI Investment Committee

Committee Consensus As of July 31, 2026
Overall Committee Score
50/100
Agreement
43%
Analysts
7
Conviction
Contested
Sector Rank
Top 81%
of 158 Industrials peers
Value Analyst neutral
48 / 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
− P/E of 28.2 is moderate-to-rich
Growth Analyst bearish
40 / 100 · High confidence
Growth story is weak, decelerating, or inconsistent
+ Quarter-over-quarter growth rate is ACCELERATING, not just positive
− Revenue declining -14.2% YoY -- this is not a growth story right now
Technical Analyst bullish
63 / 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
− Price structure (LH_LL) contradicts the uptrend -- mixed signals
Risk Analyst bearish
35 / 100 · Moderate confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Current ratio of 0.71 is tight -- limited short-term liquidity cushion
Macro Analyst neutral
58 / 100 · Moderate confidence
Macro backdrop is mixed or neutral -- not a strong tailwind or headwind either way
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst bullish
64 / 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.20 across 37 articles, 14d)
Portfolio Manager neutral
45 / 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2744.14)
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Investment Thesis Evolution

Committee score moved marginally from 51.7 to 50.3.

Analyst-level changes:
  • Macro Analyst: stance bullish->neutral; score 65->58 (-8); +1 bullish signal(s).
  • News Analyst: +1 bullish signal(s).
  • Portfolio Manager: +2 bearish signal(s).
  • Risk Analyst: +1 bearish signal(s).

Comparing 2026-07-30 to 2026-07-31 (1 day apart).

Technical Analysis

RSI (14)
58.7
Neutral
MACD Histogram
0.451
Bullish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Lh Ll
Bollinger %B
0.74
Inside Bands
Price vs Moving Averages
EMA 9
$132.13 Above
EMA 21
$128.48 Above
EMA 50
$123.88 Above
EMA 200
$116.34 Above

Fundamental Analysis

Valuation
73
Growth
69
Profitability
0
Financial Health
94
Cash Flow
37
Valuation
P/E Ratio 27.9×
P/B Ratio 3.44×
PEG Ratio -1.50
Dividend Yield 0.02%
52W High $139.24
52W Low $92.25
Quality & Growth
ROE 12.3%
ROA 5.4%
Gross Margin 14.9%
Operating Margin 9.8%
Revenue Growth YoY
Debt / Equity 0.72
AI Fundamental Assessment
P/E ratio of 27.9 (moderate relative to a 15-40x range); Price-to-book of 3.4x; PEG ratio of -1.5 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 0.1%; Return on assets of 0.1%; Net margin of 0.1%; Gross margin of 0.1%; Current ratio of 2.21 (healthy short-term liquidity); Debt-to-equity of 0.72; Free cash flow margin of 0.7% (thin cash generation); Free cash flow per share is positive (5.95); Most recent quarter beat estimates by 3.5%; EPS growth accelerating (+8.5% -> +24.3% QoQ); Average YoY EPS growth of 4.4%; Analyst estimates rising over recent quarters
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Explore PCAR Further

📈 Rating History 💰 Earnings 📰 Recent Events 🔄 What Changed 📖 Thesis Evolution 🔍 Similar Stocks
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