NASDAQ · STOCK
Snap Inc.
$4.69
52W $3.81 – $9.54
48/100
$7.94B
-19.0
1.05
Is SNAP Bullish or Bearish?
Mixed.
Innellis AI committee rates Snap Inc. (SNAP) Watch with a composite score of 48/100
, based on 7 analysts with 57% agreement.
Last updated July 31, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +12.31 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -7.69 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Growth Analyst sees a compelling case — 3 consecutive earnings beats -- consistent execution. Risk Analyst remains cautious — high leverage (debt-to-equity 1.55) amplifies downside in a stress scenario. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- 3 consecutive earnings beats -- consistent execution — Growth
- MACD histogram positive -- bullish momentum — Technical
- Weekly trend (downtrend) confirms the daily trend -- multi-timeframe agreement — Technical
- Market regime is bullish (Bull market -- normal position sizing) — Macro
Bear Case
- Price-to-book of 6.1x prices in significant intangible value — Value
- ROE of only -18.9% -- cheap may mean cheap for a reason — Value
- Debt-to-equity of 1.55 adds balance-sheet risk to the value case — Value
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- Price structure making lower highs and lower lows — Technical
- Trend and market structure agree -- coherent bearish picture — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of July 31, 2026
Overall Committee Score
48/100
Agreement
57%
Analysts
7
Conviction
Contested
Sector Rank
Top 87%
of 31 Communication Services peers
Value Analyst
bearish
32
/ 100 · Moderate confidence
Multiples don't clear a genuine value bar here, or cheapness looks justified by weak fundamentals
− Price-to-book of 6.1x prices in significant intangible value
Growth Analyst
bullish
60
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ 3 consecutive earnings beats -- consistent execution
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst
neutral
56
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
− Price structure making lower highs and lower lows
Risk Analyst
bearish
30
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 1.55) amplifies downside in a stress scenario
Macro Analyst
neutral
58
/ 100 · Moderate confidence
Macro backdrop is mixed or neutral -- not a strong tailwind or headwind either way
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
neutral
53
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2744.14)
Investment Thesis Evolution
Committee score moved marginally from 48.7 to 47.7.
- Committee agreement increased notably from 43% to 57%.
- New bearish signals: 2 appeared.
- New bullish signals: 1 appeared.
- Bearish pressure eased: 2 signal(s) disappeared.
- Analyst(s) changed stance: Macro Analyst.
Analyst-level changes:
- Macro Analyst: stance bullish->neutral; score 65->58 (-8); +1 bullish signal(s).
- Portfolio Manager: +2 bearish signal(s).
Comparing 2026-07-30 to 2026-07-31 (1 day apart).
Technical Analysis
RSI (14)
55.8
Neutral
MACD Histogram
0.048
Bullish Momentum
Trend Direction
Downtrend
Weekly: Downtrend
Market Structure
Lh Ll
Support
$4.28
Resistance
$6.35
Bollinger %B
0.64
Inside Bands
Price vs Moving Averages
EMA 9
$4.63
Above
EMA 21
$4.66
Above
EMA 50
$4.90
Below
EMA 200
$6.06
Below
Fundamental Analysis
Valuation
88
Growth
54
Profitability
0
Financial Health
62
Cash Flow
37
Valuation
P/E Ratio
-19.0×
P/B Ratio
3.80×
PEG Ratio
-0.76
Dividend Yield
0.00%
52W High
$9.54
52W Low
$3.81
Quality & Growth
ROE
-20.2%
ROA
-6.0%
Gross Margin
55.8%
Operating Margin
-6.8%
Revenue Growth YoY
—
Debt / Equity
2.02
AI Fundamental Assessment
P/E ratio of -19.0 (inexpensive relative to a 15-40x range); Price-to-book of 3.8x; PEG ratio of -0.8 (under 1.0 suggests growth is undervalued relative to price); Return on equity of -0.2%; Return on assets of -0.1%; Net margin of -0.1%; Gross margin of 0.6%; Current ratio of 3.53 (healthy short-term liquidity); Debt-to-equity of 2.02; Free cash flow margin of 0.7% (thin cash generation); Free cash flow per share is positive (0.36); Most recent quarter beat estimates by 1.6%; 3 consecutive earnings beats; EPS growth decelerating (+80.0% -> -44.4% QoQ); Analyst estimates rising over recent quarters
Get the Full SNAP Analysis
Interactive charts · Live committee votes · Trade plan · Paper trading · AI Q&A
Open in Terminal →