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NASDAQ · ETF

SPDR S&P 500 ETF

SPY Financial Services Unknown Updated July 31, 2026
$746.79
52W $619.29 – $760.40
55/100
$796.28B
1.00
AI Committee Verdict
Buy
Conviction: High · 80% agreement · 5 analysts
+1.8%
-3.2%
0.56:1
High
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.

Is SPY Bullish or Bearish?

Bullish. Innellis AI committee rates SPDR S&P 500 ETF (SPY) Buy with a composite score of 55/100 , based on 5 analysts with 80% agreement. Last updated July 31, 2026.

What Would Change This View

Upgrade to Strong Buy
Requires a committee score of 75.0 — +19.77 from today. Applies on the first day at or above the line; upgrades are never dampened.
Downgrade to Watch
Requires the score to fall below 55.0 — -0.23 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.

Executive Summary

The committee sees neither a compelling opportunity nor a clear risk at this stage. Conditions remain neutral — patience is warranted.

Bull & Bear Case

Bull Case
  • Market regime is bullish (Bull market -- normal position sizing) — Macro
Bear Case
  • MACD histogram negative -- bearish momentum — Technical
Both cases are generated from quantitative data signals, not qualitative or forward-looking judgement. They summarise what the numbers say today.
Price History (6M)

AI Investment Committee

Committee Consensus As of July 31, 2026
Overall Committee Score
55/100
Agreement
80%
Analysts
5
Conviction
High
Sector Rank
Top 64%
of 142 Financial Services peers
Technical Analyst neutral
48 / 100 · High confidence
Mixed or range-bound price action
− MACD histogram negative -- bearish momentum
Risk Analyst bullish
70 / 100 · Low confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
Macro Analyst neutral
58 / 100 · Moderate confidence
Macro backdrop is mixed or neutral -- not a strong tailwind or headwind either way
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst neutral
55 / 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager neutral
45 / 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2744.14)
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Investment Thesis Evolution

Committee score moved marginally from 55.6 to 55.2.

Analyst-level changes:
  • Macro Analyst: stance bullish->neutral; score 65->58 (-8); +1 bullish signal(s).
  • News Analyst: score 60->55 (-4).
  • Portfolio Manager: +2 bearish signal(s).
  • Technical Analyst: stance bearish->neutral; score 38->48 (+10).

Comparing 2026-07-30 to 2026-07-31 (1 day apart).

Technical Analysis

RSI (14)
56.3
Neutral
MACD Histogram
-0.664
Bearish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Mixed
Support
$722.59
Resistance
$760.40
Bollinger %B
0.54
Inside Bands
Price vs Moving Averages
EMA 9
$741.68 Above
EMA 21
$742.97 Above
EMA 50
$742.50 Above
EMA 200
$720.28 Above

Fundamental Analysis

Valuation
P/E Ratio
P/B Ratio
PEG Ratio
Dividend Yield
52W High $760.40
52W Low $619.29
Quality & Growth
ROE
ROA
Gross Margin
Operating Margin
Revenue Growth YoY
Debt / Equity
AI Fundamental Assessment
[reduced confidence: limited earnings history] Earnings-history trend unavailable; growth based on TTM year-over-year only.
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Explore SPY Further

📈 Rating History 💰 Earnings 📰 Recent Events 🔄 What Changed 📖 Thesis Evolution 🔍 Similar Stocks
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