Synchrony Financial (SYF) — What Changed

Material changes in the AI committee's view · 21 events tracked · Detected nightly

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2026-08-01 MAJOR
▲ Agreement Shift

SYF's Committee agreement moved from 66.70% to 83.30% (+16.60pp, 1 day(s) apart).

66.70 → 83.30 (+16.6)

2026-08-01 MINOR
▲ Score Change

SYF's Committee score moved from 63.38 to 65.46 (+2.08, 1 day(s) apart).

63.38 → 65.46 (+2.1)

2026-08-01 MATERIAL
— Conviction Change

SYF's Committee conviction moved from moderate to high (1 day(s) apart).

moderate → high

2026-07-31 MAJOR
▼ Agreement Shift

SYF's Committee agreement moved from 83.30% to 66.70% (-16.60pp, 1 day(s) apart).

83.30 → 66.70 (-16.6)

2026-07-31 MINOR
▼ Score Change

SYF's Committee score moved from 65.34 to 63.38 (-1.96, 1 day(s) apart).

65.34 → 63.38 (-2.0)

2026-07-31 MATERIAL
— Conviction Change

SYF's Committee conviction moved from high to moderate (1 day(s) apart).

high → moderate

2026-07-30 MAJOR
▲ Agreement Shift

SYF's Committee agreement moved from 60.00% to 83.30% (+23.30pp, 1 day(s) apart).

60.00 → 83.30 (+23.3)

2026-07-30 MINOR
▲ Score Change

SYF's Committee score moved from 62.90 to 65.34 (+2.44, 1 day(s) apart).

62.90 → 65.34 (+2.4)

2026-07-30 MAJOR
— Conviction Change

SYF's Committee conviction moved from contested to high (1 day(s) apart).

contested → high

2026-07-28 MINOR
▼ Agreement Shift

SYF's Committee agreement moved from 66.70% to 60.00% (-6.70pp, 1 day(s) apart).

66.70 → 60.00 (-6.7)

2026-07-28 MINOR
▼ Score Change

SYF's Committee score moved from 64.08 to 62.90 (-1.18, 1 day(s) apart).

64.08 → 62.90 (-1.2)

2026-07-28 MATERIAL
— Conviction Change

SYF's Committee conviction moved from moderate to contested (1 day(s) apart).

moderate → contested

2026-07-24 MINOR
▼ Score Change

SYF's Committee score moved from 62.61 to 62.42 (-0.19, 1 day(s) apart).

62.61 → 62.42 (-0.2)

2026-07-18 MINOR
▼ Score Change

SYF's Committee score moved from 63.91 to 62.25 (-1.66, 1 day(s) apart).

63.91 → 62.25 (-1.7)

2026-07-16 MINOR
▲ Agreement Shift

SYF's Committee agreement moved from 60.00% to 66.70% (+6.70pp, 1 day(s) apart).

60.00 → 66.70 (+6.7)

2026-07-16 MINOR
▲ Score Change

SYF's Committee score moved from 63.60 to 63.91 (+0.31, 1 day(s) apart).

63.60 → 63.91 (+0.3)

2026-07-14 MAJOR
▼ Agreement Shift

SYF's Committee agreement moved from 83.30% to 60.00% (-23.30pp, 1 day(s) apart).

83.30 → 60.00 (-23.3)

2026-07-14 MINOR
▼ Score Change

SYF's Committee score moved from 67.25 to 63.60 (-3.65, 1 day(s) apart).

67.25 → 63.60 (-3.6)

2026-07-14 MATERIAL
— Conviction Change

SYF's Committee conviction moved from high to moderate (1 day(s) apart).

high → moderate

2026-07-13 MINOR
▼ Agreement Shift

SYF's Committee agreement moved from 83.30% to 80.00% (-3.30pp, 1 day(s) apart).

83.30 → 80.00 (-3.3)

2026-07-13 MINOR
▲ Score Change

SYF's Committee score moved from 67.25 to 68.03 (+0.78, 1 day(s) apart).

67.25 → 68.03 (+0.8)

How Change Detection Works

Every night, Innellis compares the committee's latest scores against the previous session. Changes are recorded only when they cross documented materiality thresholds — score moves, rating transitions, conviction shifts, and analyst agreement changes. Small day-to-day noise is deliberately filtered out. View full score history →