NASDAQ · STOCK
U.S. Bancorp
$62.42
52W $43.46 – $63.39
71/100
$96.42B
12.2
0.99
Price History (6M)
Executive Summary
7 analysts weighed in with 100% agreement on a bullish lean. Value Analyst: P/E of 12.5 is inexpensive for the broad market. Overall recommendation: BUY.
Bull & Bear Case
Bull Case
- Positive MACD histogram signals bullish momentum.
- Daily trend: uptrend.
- Weekly trend: uptrend.
- Daily and weekly trends are both bullish — multi-timeframe alignment, highest confidence.
- Daily volatility (ATR%) above ~3% is treated as elevated risk.
Bear Case
Insufficient data for bear case.
AI Investment Committee
Committee Consensus
As of July 12, 2026
Overall Committee Score
71/100
Agreement
100%
Analysts
7
Conviction
Unanimous
Value Analyst
bullish
80
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 12.5 is inexpensive for the broad market
Growth Analyst
bullish
67
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 84.1% YoY -- genuine top-line momentum
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst
bullish
63
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
− Weekly RSI at 75 -- overbought on the larger timeframe too
Risk Analyst
bullish
70
/ 100 · Low confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
Macro Analyst
bullish
70
/ 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
70
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.40 across 51 articles, 14d)
Portfolio Manager
bullish
75
/ 100 · Low confidence
The existing book is healthy enough that position-sizing here is a matter of stock selection, not portfolio constraints
+ Portfolio position concentration is currently healthy
Technical Analysis
RSI (14)
62.9
Neutral
MACD Histogram
0.033
Bullish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Mixed
Bollinger %B
0.80
Inside Bands
Price vs Moving Averages
EMA 9
$61.64
Above
EMA 21
$60.19
Above
EMA 50
$58.04
Above
EMA 200
$53.92
Above
Fundamental Analysis
Valuation
100
Growth
75
Profitability
57
Financial Health
65
Valuation
P/E Ratio
12.2×
P/B Ratio
1.27×
PEG Ratio
—
Dividend Yield
3.36%
52W High
$63.39
52W Low
$43.46
Quality & Growth
ROE
1221.0%
ROA
113.0%
Gross Margin
—
Operating Margin
2522.3%
Revenue Growth YoY
+8411.9%
Debt / Equity
1.20
AI Fundamental Assessment
P/E ratio of 12.2 (inexpensive relative to a 15-40x range); Price-to-book of 1.3x; Revenue growth (YoY) of 84.1%; EPS growth (YoY) of 17.0%; Return on equity of 12.2%; Return on assets of 1.1%; Net margin of 20.0%; Debt-to-equity of 1.20; Most recent quarter beat estimates by 2.1%; 4 consecutive earnings beats; EPS growth decelerating (+3.3% -> -6.3% QoQ); Analyst estimates flat over recent quarters
Key Risks
Risk data not available for USB.
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