Visa Inc. (V) — What Changed

Material changes in the AI committee's view · 26 events tracked · Detected nightly

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2026-07-31 MAJOR
▲ Agreement Shift

V's Committee agreement moved from 66.70% to 83.30% (+16.60pp, 1 day(s) apart).

66.70 → 83.30 (+16.6)

2026-07-31 MATERIAL
— Conviction Change

V's Committee conviction moved from moderate to high (1 day(s) apart).

moderate → high

2026-07-30 MINOR
▼ Score Change

V's Committee score moved from 57.14 to 54.88 (-2.26, 1 day(s) apart).

57.14 → 54.88 (-2.3)

2026-07-28 MINOR
▼ Score Change

V's Committee score moved from 59.17 to 57.14 (-2.03, 1 day(s) apart).

59.17 → 57.14 (-2.0)

2026-07-24 MAJOR
▲ Agreement Shift

V's Committee agreement moved from 50.00% to 66.70% (+16.70pp, 1 day(s) apart).

50.00 → 66.70 (+16.7)

2026-07-24 MINOR
▼ Score Change

V's Committee score moved from 58.50 to 57.14 (-1.36, 1 day(s) apart).

58.50 → 57.14 (-1.4)

2026-07-24 MATERIAL
— Conviction Change

V's Committee conviction moved from contested to moderate (1 day(s) apart).

contested → moderate

2026-07-19 MAJOR
▲ Agreement Shift

V's Committee agreement moved from 50.00% to 66.70% (+16.70pp, 1 day(s) apart).

50.00 → 66.70 (+16.7)

2026-07-19 MINOR
▲ Score Change

V's Committee score moved from 58.14 to 58.86 (+0.72, 1 day(s) apart).

58.14 → 58.86 (+0.7)

2026-07-19 MATERIAL
— Conviction Change

V's Committee conviction moved from contested to moderate (1 day(s) apart).

contested → moderate

2026-07-18 MAJOR
▼ Agreement Shift

V's Committee agreement moved from 66.70% to 50.00% (-16.70pp, 1 day(s) apart).

66.70 → 50.00 (-16.7)

2026-07-18 MINOR
▼ Score Change

V's Committee score moved from 59.17 to 58.14 (-1.03, 1 day(s) apart).

59.17 → 58.14 (-1.0)

2026-07-18 MATERIAL
— Conviction Change

V's Committee conviction moved from moderate to contested (1 day(s) apart).

moderate → contested

2026-07-17 MAJOR
▲ Agreement Shift

V's Committee agreement moved from 50.00% to 66.70% (+16.70pp, 1 day(s) apart).

50.00 → 66.70 (+16.7)

2026-07-17 MINOR
▼ Score Change

V's Committee score moved from 60.17 to 59.17 (-1.00, 1 day(s) apart).

60.17 → 59.17 (-1.0)

2026-07-17 MATERIAL
— Conviction Change

V's Committee conviction moved from contested to moderate (1 day(s) apart).

contested → moderate

2026-07-17 MAJOR
— Rating Change

V moved from Buy to Watch (1 day(s) apart).

Buy → Watch

2026-07-16 MINOR
▼ Score Change

V's Committee score moved from 61.38 to 60.17 (-1.21, 1 day(s) apart).

61.38 → 60.17 (-1.2)

2026-07-15 MINOR
▼ Agreement Shift

V's Committee agreement moved from 57.10% to 50.00% (-7.10pp, 1 day(s) apart).

57.10 → 50.00 (-7.1)

2026-07-15 MINOR
▼ Score Change

V's Committee score moved from 63.19 to 61.38 (-1.81, 1 day(s) apart).

63.19 → 61.38 (-1.8)

2026-07-14 MAJOR
▼ Agreement Shift

V's Committee agreement moved from 75.00% to 57.10% (-17.90pp, 1 day(s) apart).

75.00 → 57.10 (-17.9)

2026-07-14 MINOR
▼ Score Change

V's Committee score moved from 66.38 to 63.19 (-3.19, 1 day(s) apart).

66.38 → 63.19 (-3.2)

2026-07-14 MAJOR
— Conviction Change

V's Committee conviction moved from high to contested (1 day(s) apart).

high → contested

2026-07-13 MINOR
▼ Agreement Shift

V's Committee agreement moved from 75.00% to 66.70% (-8.30pp, 1 day(s) apart).

75.00 → 66.70 (-8.3)

2026-07-13 MINOR
▼ Score Change

V's Committee score moved from 66.92 to 63.50 (-3.42, 1 day(s) apart).

66.92 → 63.50 (-3.4)

2026-07-13 MATERIAL
— Conviction Change

V's Committee conviction moved from high to moderate (1 day(s) apart).

high → moderate

How Change Detection Works

Every night, Innellis compares the committee's latest scores against the previous session. Changes are recorded only when they cross documented materiality thresholds — score moves, rating transitions, conviction shifts, and analyst agreement changes. Small day-to-day noise is deliberately filtered out. View full score history →