NASDAQ · STOCK
Western Alliance Bancorporation
$80.98
52W $65.82 – $97.23
63/100
—
9.3
1.33
Explore WAL Further
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Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is WAL Bullish or Bearish?
Bullish.
Innellis AI committee rates Western Alliance Bancorporation (WAL) Buy with a composite score of 63/100
, based on 6 analysts with 83% agreement.
Last updated July 20, 2026.
Executive Summary
The primary driver is p/e of 9.4 is inexpensive for the broad market. The main limiting factor is sector concentration is already high (hhi 2975.52). The committee is constructive but not yet at full conviction.
Bull & Bear Case
Bull Case
- Higher Highs / Higher Lows structure confirms bullish price action.
- Daily volatility (ATR%) above ~3% is treated as elevated risk.
Bear Case
- MACD histogram is negative (-0.010) — bearish momentum.
- Both daily and weekly trends are bearish — strong multi-timeframe downtrend.
- Risk/reward is unfavorable: 0.8% downside vs 0.2% upside.
Price History (6M)
AI Investment Committee
Committee Consensus
As of July 20, 2026
Overall Committee Score
63/100
Agreement
83%
Analysts
6
Conviction
High
Value Analyst
bullish
77
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 9.4 is inexpensive for the broad market
Growth Analyst
bullish
67
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 69.9% YoY -- genuine top-line momentum
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst
bullish
61
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ MACD histogram positive -- bullish momentum
Macro Analyst
bullish
70
/ 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
60
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2975.52)
Investment Thesis Evolution
Committee score moved marginally from 63.5 to 63.3.
- New bearish signals: 1 appeared.
- Bearish pressure eased: 1 signal(s) disappeared.
Analyst-level changes:
- Portfolio Manager: +1 bearish signal(s).
Comparing 2026-07-19 to 2026-07-20 (1 day apart).
Technical Analysis
RSI (14)
47.3
Neutral
MACD Histogram
-0.010
Bearish Momentum
Trend Direction
Sideways
Weekly: Sideways
Market Structure
Hh Hl
Support
$80.29
Resistance
$81.17
Bollinger %B
0.44
Inside Bands
Price vs Moving Averages
EMA 9
$81.55
Below
EMA 21
$81.23
Below
EMA 50
$80.45
Above
EMA 200
$80.56
Above
Fundamental Analysis
Valuation
100
Growth
50
Profitability
0
Financial Health
40
Cash Flow
10
Valuation
P/E Ratio
9.3×
P/B Ratio
1.15×
PEG Ratio
0.51
Dividend Yield
0.02%
52W High
$97.23
52W Low
$65.82
Quality & Growth
ROE
12.7%
ROA
1.0%
Gross Margin
60.0%
Operating Margin
21.6%
Revenue Growth YoY
—
Debt / Equity
0.90
AI Fundamental Assessment
P/E ratio of 9.3 (inexpensive relative to a 15-40x range); Price-to-book of 1.2x; PEG ratio of 0.5 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 0.1%; Return on assets of 0.0%; Net margin of 0.2%; Gross margin of 0.6%; Current ratio of 0.21 (tight short-term liquidity); Debt-to-equity of 0.90; Free cash flow margin of 1.1% (thin cash generation); Free cash flow per share is negative (-15.26); Most recent quarter beat estimates by 3.1%; 4 consecutive earnings beats; EPS growth decelerating (+13.6% -> -36.3% QoQ); Analyst estimates falling over recent quarters
Key Risks
- MACD histogram is negative (-0.010) — bearish momentum.
- Both daily and weekly trends are bearish — strong multi-timeframe downtrend.
- Risk/reward is unfavorable: 0.8% downside vs 0.2% upside.
This risk summary is generated from quantitative data signals, not qualitative opinion. All investors should conduct their own due diligence. This is not financial advice.
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