NASDAQ · STOCK
Commerce Bancshares
$58.35
52W $46.99 – $62.42
64/100
—
14.2
0.58
Explore CBSH Further
Is CBSH Bullish or Bearish?
Bullish.
Innellis AI committee rates Commerce Bancshares (CBSH) Buy with a composite score of 64/100
, based on 6 analysts with 67% agreement.
Last updated July 20, 2026.
Executive Summary
The committee is split. Analysts see this stock differently enough that the current rating reflects genuine uncertainty, not a weak signal.
Bull & Bear Case
Bull Case
- Daily trend: uptrend.
- Daily uptrend conflicts with weekly downtrend — buying against the higher timeframe trend is higher risk.
- Daily volatility (ATR%) above ~3% is treated as elevated risk.
Bear Case
- MACD histogram is negative (-0.105) — bearish momentum.
- Weekly trend is bearish while daily is bullish — against the higher-timeframe trend.
- Bearish candlestick pattern(s) detected: Evening Star.
Price History (6M)
AI Investment Committee
Committee Consensus
As of July 20, 2026
Overall Committee Score
64/100
Agreement
67%
Analysts
6
Conviction
Contested
Value Analyst
bullish
68
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 15.0 is inexpensive for the broad market
Growth Analyst
bullish
85
/ 100 · Moderate confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 41.3% YoY -- genuine top-line momentum
Technical Analyst
neutral
54
/ 100 · High confidence
Mixed or range-bound price action
+ Price structure making higher highs and higher lows
− MACD histogram negative -- bearish momentum
Macro Analyst
bullish
70
/ 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
64
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.20 across 24 articles, 14d)
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2975.52)
Investment Thesis Evolution
Committee score moved marginally from 64.2 to 64.2.
- New bearish signals: 1 appeared.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 1 appeared.
- Bearish pressure eased: 1 signal(s) disappeared.
Analyst-level changes:
- News Analyst: +1 bullish signal(s).
- Portfolio Manager: +1 bearish signal(s).
Comparing 2026-07-19 to 2026-07-20 (1 day apart).
Technical Analysis
RSI (14)
58.5
Neutral
MACD Histogram
-0.104
Bearish Momentum
Trend Direction
Uptrend
Weekly: Sideways
Market Structure
Mixed
Support
$56.89
Resistance
$63.41
Bollinger %B
0.69
Inside Bands
Price vs Moving Averages
EMA 9
$58.56
Below
EMA 21
$57.62
Above
EMA 50
$55.60
Above
EMA 200
$54.57
Above
Fundamental Analysis
Valuation
97
Growth
77
Profitability
1
Financial Health
97
Cash Flow
37
Valuation
P/E Ratio
14.2×
P/B Ratio
1.99×
PEG Ratio
-14.73
Dividend Yield
0.02%
52W High
$62.42
52W Low
$46.99
Quality & Growth
ROE
14.9%
ROA
1.7%
Gross Margin
80.7%
Operating Margin
34.0%
Revenue Growth YoY
—
Debt / Equity
0.60
AI Fundamental Assessment
P/E ratio of 14.2 (inexpensive relative to a 15-40x range); Price-to-book of 2.0x; PEG ratio of -14.7 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 0.1%; Return on assets of 0.0%; Net margin of 0.3%; Gross margin of 0.8%; Current ratio of 3.58 (healthy short-term liquidity); Debt-to-equity of 0.60; Free cash flow margin of 0.9% (thin cash generation); Free cash flow per share is positive (7.70); Most recent quarter beat estimates by 2.1%; 2 consecutive earnings beats; EPS growth accelerating (-5.0% -> +14.6% QoQ); Analyst estimates rising over recent quarters
Key Risks
- MACD histogram is negative (-0.105) — bearish momentum.
- Weekly trend is bearish while daily is bullish — against the higher-timeframe trend.
- Bearish candlestick pattern(s) detected: Evening Star.
This risk summary is generated from quantitative data signals, not qualitative opinion. All investors should conduct their own due diligence. This is not financial advice.
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