NASDAQ · STOCK
Hartford (The)
$140.79
52W $119.61 – $144.50
68/100
$37.97B
9.4
0.47
Price History (6M)
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is HIG Bullish or Bearish?
Bullish.
Innellis AI committee rates Hartford (The) (HIG) Buy with a composite score of 68/100
, based on 7 analysts with 71% agreement.
Last updated July 13, 2026.
Executive Summary
7 analysts weighed in with 57% agreement on a bullish lean. Risk Analyst: Low leverage (debt-to-equity 0.23) -- balance sheet can absorb a shock. Overall recommendation: BUY.
Bull & Bear Case
Bull Case
- RSI at or above 70 signals overbought conditions — bearish entry bias.
- Positive MACD histogram signals bullish momentum.
- Daily trend: uptrend.
- Weekly trend: uptrend.
- Daily and weekly trends are both bullish — multi-timeframe alignment, highest confidence.
Bear Case
- RSI is overbought at 70.0 — momentum may be exhausted.
- Lower Highs / Lower Lows structure confirms bearish price action.
- Risk/reward is unfavorable: 5.8% downside vs 1.3% upside.
AI Investment Committee
Committee Consensus
As of July 13, 2026
Overall Committee Score
68/100
Agreement
71%
Analysts
7
Conviction
Moderate
Value Analyst
bullish
70
/ 100 · High confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 9.4 is inexpensive for the broad market
Growth Analyst
neutral
53
/ 100 · High confidence
Moderate growth -- present but not remarkable
+ EPS growing 41.6% YoY
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst
neutral
57
/ 100 · High confidence
Mixed or range-bound price action
+ Price structure making higher highs and higher lows
− RSI at 70 is in overbought territory
Risk Analyst
bullish
80
/ 100 · Low confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
+ Low leverage (debt-to-equity 0.23) -- balance sheet can absorb a shock
Macro Analyst
bullish
70
/ 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
68
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.33 across 9 articles, 14d)
Portfolio Manager
neutral
55
/ 100 · Moderate confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− 2 existing position pair(s) are highly correlated already
Investment Thesis Evolution
Committee score strengthened from 60.5 to 67.7.
- Conviction changed from contested to moderate.
- Committee agreement increased notably from 60% to 71%.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 5 appeared.
- Analyst(s) changed stance: Growth Analyst.
- New analyst(s) joined: Risk Analyst, Value Analyst.
Analyst-level changes:
- Growth Analyst: stance bearish->neutral; score 35->53 (+18); +1 bullish signal(s).
- News Analyst: +1 bullish signal(s).
- Risk Analyst joined: bullish at 80.
- Value Analyst joined: bullish at 70.
Comparing 2026-07-12 to 2026-07-13 (1 day apart).
Technical Analysis
RSI (14)
70.0
Overbought
MACD Histogram
0.872
Bullish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Lh Ll
Support
$130.75
Resistance
$140.50
Bollinger %B
0.85
Inside Bands
Price vs Moving Averages
EMA 9
$136.90
Above
EMA 21
$134.51
Above
EMA 50
$133.68
Above
EMA 200
$132.72
Above
Fundamental Analysis
Valuation
96
Growth
63
Profitability
73
Financial Health
100
Valuation
P/E Ratio
9.4×
P/B Ratio
2.02×
PEG Ratio
—
Dividend Yield
1.73%
52W High
$144.50
52W Low
$119.61
Quality & Growth
ROE
2201.0%
ROA
477.0%
Gross Margin
—
Operating Margin
1806.0%
Revenue Growth YoY
+690.0%
Debt / Equity
0.23
AI Fundamental Assessment
P/E ratio of 9.4 (inexpensive relative to a 15-40x range); Price-to-book of 2.0x; Revenue growth (YoY) of 6.9%; EPS growth (YoY) of 41.6%; Return on equity of 22.0%; Return on assets of 4.8%; Net margin of 14.1%; Debt-to-equity of 0.23; Most recent quarter missed estimates by 10.0%; EPS growth decelerating (+7.4% -> -23.9% QoQ); Analyst estimates rising over recent quarters
Key Risks
- RSI is overbought at 70.0 — momentum may be exhausted.
- Lower Highs / Lower Lows structure confirms bearish price action.
- Risk/reward is unfavorable: 5.8% downside vs 1.3% upside.
This risk summary is generated from quantitative data signals, not qualitative opinion. All investors should conduct their own due diligence. This is not financial advice.
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