NASDAQ · STOCK
Reinsurance Group of America
$231.36
52W $165.52 – $230.35
61/100
$15.02B
12.3
0.48
Price History (6M)
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Executive Summary
7 analysts weighed in with 57% agreement on a bullish lean. Value Analyst: P/E of 12.3 is inexpensive for the broad market. Risk Analyst: Bollinger bandwidth of 15.4% signals elevated volatility. Overall recommendation: BUY.
Bull & Bear Case
Bull Case
- RSI at or above 70 signals overbought conditions — bearish entry bias.
- Positive MACD histogram signals bullish momentum.
- Daily trend: uptrend.
- Daily uptrend conflicts with weekly downtrend — buying against the higher timeframe trend is higher risk.
- Daily volatility (ATR%) above ~3% is treated as elevated risk.
Bear Case
- RSI is overbought at 78.3 — momentum may be exhausted.
- Stochastic RSI (83.6) confirms overbought conditions.
- Weekly trend is bearish while daily is bullish — against the higher-timeframe trend.
- Risk/reward is unfavorable: 9.8% downside vs 0.6% upside.
AI Investment Committee
Committee Consensus
As of July 11, 2026
Overall Committee Score
61/100
Agreement
57%
Analysts
7
Conviction
Contested
Value Analyst
bullish
77
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 12.3 is inexpensive for the broad market
Growth Analyst
bullish
66
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ EPS growing 55.9% YoY
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst
neutral
49
/ 100 · High confidence
Mixed or range-bound price action
+ Price structure making higher highs and higher lows
− RSI at 78 is in overbought territory
Risk Analyst
bearish
35
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Bollinger bandwidth of 15.4% signals elevated volatility
Macro Analyst
bullish
70
/ 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
neutral
58
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
bullish
75
/ 100 · Low confidence
The existing book is healthy enough that position-sizing here is a matter of stock selection, not portfolio constraints
+ Portfolio position concentration is currently healthy
Technical Analysis
RSI (14)
78.3
Overbought
MACD Histogram
2.084
Bullish Momentum
Trend Direction
Uptrend
Weekly: Downtrend
Market Structure
Mixed
Support
$208.79
Resistance
$232.64
Bollinger %B
0.96
Inside Bands
Price vs Moving Averages
EMA 9
$224.34
Above
EMA 21
$217.83
Above
EMA 50
$212.79
Above
EMA 200
$205.96
Above
Fundamental Analysis
Valuation
100
Growth
97
Profitability
27
Financial Health
100
Valuation
P/E Ratio
12.3×
P/B Ratio
0.99×
PEG Ratio
—
Dividend Yield
1.62%
52W High
$230.35
52W Low
$165.52
Quality & Growth
ROE
948.0%
ROA
81.0%
Gross Margin
—
Operating Margin
795.0%
Revenue Growth YoY
+1860.0%
Debt / Equity
0.42
AI Fundamental Assessment
[reduced confidence: limited earnings history] P/E ratio of 12.3 (inexpensive relative to a 15-40x range); Price-to-book of 1.0x; Revenue growth (YoY) of 18.6%; EPS growth (YoY) of 55.9%; Return on equity of 9.5%; Return on assets of 0.8%; Net margin of 4.9%; Debt-to-equity of 0.42; Earnings-history trend unavailable; growth based on TTM year-over-year only.
Key Risks
- RSI is overbought at 78.3 — momentum may be exhausted.
- Stochastic RSI (83.6) confirms overbought conditions.
- Weekly trend is bearish while daily is bullish — against the higher-timeframe trend.
- Risk/reward is unfavorable: 9.8% downside vs 0.6% upside.
This risk summary is generated from quantitative data signals, not qualitative opinion. All investors should conduct their own due diligence. This is not financial advice.
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