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KEY

KEY Financial Services Unknown Updated July 20, 2026
$23.34
52W $16.47 – $24.07
68/100
14.4
1.02
Explore KEY Further
📈 Rating History 💰 Earnings 📰 Recent Events 🔄 What Changed 📖 Thesis Evolution 🔍 Similar Stocks
AI Committee Verdict
Buy
Conviction: High · 83% agreement · 6 analysts
-12.6%
High
Is KEY Bullish or Bearish?
Bullish. Innellis AI committee rates KEY (KEY) Buy with a composite score of 68/100 , based on 6 analysts with 83% agreement. Last updated July 20, 2026.
Executive Summary
The primary driver is revenue growing 57.1% yoy -- genuine top-line momentum. The main limiting factor is sector concentration is already high (hhi 2975.52). The committee is constructive but not yet at full conviction.
Bull & Bear Case
Bull Case
  • Positive MACD histogram signals bullish momentum.
  • Daily trend: uptrend.
  • Weekly trend: uptrend.
  • Daily and weekly trends are both bullish — multi-timeframe alignment, highest confidence.
  • Daily volatility (ATR%) above ~3% is treated as elevated risk.
Bear Case
  • Bearish candlestick pattern(s) detected: Shooting Star.
Price History (6M)
AI Investment Committee
Committee Consensus As of July 20, 2026
Overall Committee Score
68/100
Agreement
83%
Analysts
6
Conviction
High
Value Analyst bullish
80 / 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 13.0 is inexpensive for the broad market
Growth Analyst bullish
83 / 100 · High confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 57.1% YoY -- genuine top-line momentum
Technical Analyst bullish
63 / 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
Macro Analyst bullish
70 / 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst bullish
66 / 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.27 across 24 articles, 14d)
Portfolio Manager neutral
45 / 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2975.52)
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Investment Thesis Evolution

Committee score moved marginally from 67.9 to 67.9.

Analyst-level changes:
  • News Analyst: +1 bullish signal(s).
  • Portfolio Manager: +1 bearish signal(s).
  • Value Analyst: +2 bullish signal(s).

Comparing 2026-07-19 to 2026-07-20 (1 day apart).

Technical Analysis
RSI (14)
56.8
Neutral
MACD Histogram
0.002
Bullish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Mixed
Bollinger %B
0.76
Inside Bands
Price vs Moving Averages
EMA 9
$23.42 Below
EMA 21
$23.11 Above
EMA 50
$22.49 Above
EMA 200
$20.93 Above
Fundamental Analysis
Valuation
100
Growth
80
Profitability
0
Financial Health
41
Cash Flow
37
Valuation
P/E Ratio 14.4×
P/B Ratio 1.28×
PEG Ratio 0.00
Dividend Yield 0.03%
52W High $24.07
52W Low $16.47
Quality & Growth
ROE 9.0%
ROA 1.0%
Gross Margin 64.2%
Operating Margin 22.2%
Revenue Growth YoY
Debt / Equity 0.85
AI Fundamental Assessment
P/E ratio of 14.4 (inexpensive relative to a 15-40x range); Price-to-book of 1.3x; PEG ratio of 0.0 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 0.1%; Return on assets of 0.0%; Net margin of 0.2%; Gross margin of 0.6%; Current ratio of 0.42 (tight short-term liquidity); Debt-to-equity of 0.85; Free cash flow margin of 1.0% (thin cash generation); Free cash flow per share is positive (2.01); Most recent quarter beat estimates by 5.8%; 4 consecutive earnings beats; EPS growth accelerating (+0.0% -> +7.3% QoQ); Analyst estimates rising over recent quarters
Key Risks
  • Bearish candlestick pattern(s) detected: Shooting Star.
This risk summary is generated from quantitative data signals, not qualitative opinion. All investors should conduct their own due diligence. This is not financial advice.
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