NASDAQ · STOCK
MTB
$248.53
52W $174.76 – $255.00
67/100
—
13.4
0.57
Explore MTB Further
Is MTB Bullish or Bearish?
Bullish.
Innellis AI committee rates MTB (MTB) Buy with a composite score of 67/100
, based on 6 analysts with 83% agreement.
Last updated July 20, 2026.
Executive Summary
The primary driver is revenue growing 86.2% yoy -- genuine top-line momentum. The main limiting factor is sector concentration is already high (hhi 2975.52). The committee is constructive but not yet at full conviction.
Bull & Bear Case
Bull Case
- Positive MACD histogram signals bullish momentum.
- Daily trend: uptrend.
- Weekly trend: uptrend.
- Daily and weekly trends are both bullish — multi-timeframe alignment, highest confidence.
- Daily volatility (ATR%) above ~3% is treated as elevated risk.
Bear Case
Insufficient data for bear case.
Price History (6M)
AI Investment Committee
Committee Consensus
As of July 20, 2026
Overall Committee Score
67/100
Agreement
83%
Analysts
6
Conviction
High
Value Analyst
bullish
77
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 11.8 is inexpensive for the broad market
Growth Analyst
bullish
83
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 86.2% YoY -- genuine top-line momentum
Technical Analyst
bullish
63
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
− Weekly RSI at 77 -- overbought on the larger timeframe too
Macro Analyst
bullish
70
/ 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
64
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.20 across 63 articles, 14d)
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2975.52)
Investment Thesis Evolution
Committee score moved marginally from 67.0 to 67.0.
- New bearish signals: 1 appeared.
- Bullish support removed: 2 signal(s) disappeared.
- New bullish signals: 2 appeared.
- Bearish pressure eased: 1 signal(s) disappeared.
Analyst-level changes:
- News Analyst: +1 bullish signal(s).
- Portfolio Manager: +1 bearish signal(s).
- Value Analyst: +1 bullish signal(s).
Comparing 2026-07-19 to 2026-07-20 (1 day apart).
Technical Analysis
RSI (14)
66.6
Neutral
MACD Histogram
0.565
Bullish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Mixed
Bollinger %B
0.86
Inside Bands
Price vs Moving Averages
EMA 9
$245.88
Above
EMA 21
$239.92
Above
EMA 50
$230.69
Above
EMA 200
$214.56
Above
Fundamental Analysis
Valuation
100
Growth
89
Profitability
0
Financial Health
100
Cash Flow
37
Valuation
P/E Ratio
13.4×
P/B Ratio
1.46×
PEG Ratio
0.69
Dividend Yield
0.02%
52W High
$255.00
52W Low
$174.76
Quality & Growth
ROE
9.8%
ROA
1.3%
Gross Margin
76.0%
Operating Margin
33.2%
Revenue Growth YoY
—
Debt / Equity
0.17
AI Fundamental Assessment
P/E ratio of 13.4 (inexpensive relative to a 15-40x range); Price-to-book of 1.5x; PEG ratio of 0.7 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 0.1%; Return on assets of 0.0%; Net margin of 0.2%; Gross margin of 0.8%; Current ratio of 8.74 (healthy short-term liquidity); Debt-to-equity of 0.17; Free cash flow margin of 1.0% (thin cash generation); Free cash flow per share is positive (19.92); Most recent quarter beat estimates by 13.0%; 4 consecutive earnings beats; EPS growth accelerating (-11.6% -> +28.8% QoQ); Analyst estimates rising over recent quarters
Key Risks
Risk data not available for MTB.
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