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PNC Financial Services

PNC Banking Unknown Updated July 11, 2026
$251.88
52W $176.88 – $256.00
70/100
$100.76B
13.8
0.91
Price History (6M)
AI Committee Verdict
Buy
Conviction: Unanimous · 100% agreement · 6 analysts
-16.7%
100%
Executive Summary
6 analysts weighed in with 100% agreement on a bullish lean. Value Analyst: P/E of 14.0 is inexpensive for the broad market. Overall recommendation: BUY.
Bull & Bear Case
Bull Case
  • Positive MACD histogram signals bullish momentum.
  • Daily trend: uptrend.
  • Weekly trend: uptrend.
  • Daily and weekly trends are both bullish — multi-timeframe alignment, highest confidence.
  • Daily volatility (ATR%) above ~3% is treated as elevated risk.
Bear Case
Insufficient data for bear case.
AI Investment Committee
Committee Consensus As of July 11, 2026
Overall Committee Score
70/100
Agreement
100%
Analysts
6
Conviction
Unanimous
Value Analyst bullish
80 / 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 14.0 is inexpensive for the broad market
Growth Analyst bullish
67 / 100 · High confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 72.3% YoY -- genuine top-line momentum
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst bullish
63 / 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
− Weekly RSI at 76 -- overbought on the larger timeframe too
Macro Analyst bullish
70 / 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst bullish
64 / 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.20 across 46 articles, 14d)
Portfolio Manager bullish
75 / 100 · Low confidence
The existing book is healthy enough that position-sizing here is a matter of stock selection, not portfolio constraints
+ Portfolio position concentration is currently healthy
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Technical Analysis
RSI (14)
63.9
Neutral
MACD Histogram
0.185
Bullish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Mixed
Bollinger %B
0.79
Inside Bands
Price vs Moving Averages
EMA 9
$248.97 Above
EMA 21
$242.81 Above
EMA 50
$233.27 Above
EMA 200
$215.59 Above
Fundamental Analysis
Valuation
100
Growth
76
Profitability
57
Financial Health
89
Valuation
P/E Ratio 13.8×
P/B Ratio 1.35×
PEG Ratio
Dividend Yield 3.19%
52W High $256.00
52W Low $176.88
Quality & Growth
ROE 1198.0%
ROA 125.0%
Gross Margin
Operating Margin 3454.2%
Revenue Growth YoY +7226.7%
Debt / Equity 0.73
AI Fundamental Assessment
P/E ratio of 13.8 (inexpensive relative to a 15-40x range); Price-to-book of 1.4x; Revenue growth (YoY) of 72.3%; EPS growth (YoY) of 20.1%; Return on equity of 12.0%; Return on assets of 1.2%; Net margin of 28.8%; Debt-to-equity of 0.73; Most recent quarter beat estimates by 0.8%; 4 consecutive earnings beats; EPS growth decelerating (+12.2% -> -15.4% QoQ); Analyst estimates flat over recent quarters
Key Risks
Risk data not available for PNC.
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