NASDAQ · STOCK
State Street Corporation
$184.21
52W $104.64 – $192.51
65/100
$50.97B
16.0
1.43
Is STT Bullish or Bearish?
Bullish.
Innellis AI committee rates State Street Corporation (STT) Buy with a composite score of 65/100
, based on 6 analysts with 67% agreement.
Last updated July 31, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +9.75 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -10.25 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The primary driver is revenue growing 181.2% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull & Bear Case
Bull Case
- P/E of 14.4 is inexpensive for the broad market — Value
- Price-to-book of 1.3x is a discount to asset value — Value
- Revenue growing 181.2% YoY -- genuine top-line momentum — Growth
- EPS growing 26.6% YoY — Growth
- 3 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Weekly RSI at 84 -- overbought on the larger timeframe too — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of July 31, 2026
Overall Committee Score
65/100
Agreement
67%
Analysts
6
Conviction
Moderate
Sector Rank
Top 8%
of 141 Financial Services peers
Value Analyst
bullish
80
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 14.4 is inexpensive for the broad market
Growth Analyst
bullish
84
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 181.2% YoY -- genuine top-line momentum
Technical Analyst
bullish
61
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
− MACD histogram negative -- bearish momentum
Macro Analyst
neutral
58
/ 100 · Moderate confidence
Macro backdrop is mixed or neutral -- not a strong tailwind or headwind either way
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
64
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.20 across 44 articles, 14d)
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2744.14)
Investment Thesis Evolution
Committee score moved marginally from 66.5 to 65.2.
- Conviction changed from high to moderate.
- Committee agreement fell notably from 83% to 67%.
- New bearish signals: 3 appeared.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 3 appeared.
- Bearish pressure eased: 2 signal(s) disappeared.
- Analyst(s) changed stance: Macro Analyst.
Analyst-level changes:
- Macro Analyst: stance bullish->neutral; score 65->58 (-8); +2 bullish signal(s).
- News Analyst: +1 bullish signal(s).
- Portfolio Manager: +2 bearish signal(s).
- Technical Analyst: +1 bearish signal(s).
Comparing 2026-07-30 to 2026-07-31 (1 day apart).
Technical Analysis
RSI (14)
56.5
Neutral
MACD Histogram
-0.872
Bearish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Mixed
Bollinger %B
0.67
Inside Bands
Price vs Moving Averages
EMA 9
$182.51
Above
EMA 21
$180.23
Above
EMA 50
$171.83
Above
EMA 200
$144.66
Above
Fundamental Analysis
Valuation
97
Growth
84
Profitability
0
Financial Health
82
Cash Flow
10
Valuation
P/E Ratio
16.0×
P/B Ratio
1.81×
PEG Ratio
0.59
Dividend Yield
0.02%
52W High
$192.51
52W Low
$104.64
Quality & Growth
ROE
10.6%
ROA
0.8%
Gross Margin
65.3%
Operating Margin
19.1%
Revenue Growth YoY
—
Debt / Equity
1.08
AI Fundamental Assessment
P/E ratio of 16.0 (inexpensive relative to a 15-40x range); Price-to-book of 1.8x; PEG ratio of 0.6 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 0.1%; Return on assets of 0.0%; Net margin of 0.2%; Gross margin of 0.7%; Current ratio of 1.92 (healthy short-term liquidity); Debt-to-equity of 1.08; Free cash flow margin of 1.0% (thin cash generation); Free cash flow per share is negative (-18.50); Most recent quarter beat estimates by 8.5%; 3 consecutive earnings beats; EPS growth accelerating (-4.4% -> +28.5% QoQ); Analyst estimates rising over recent quarters
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