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Floor & Decor

FND Consumer Cyclical Unknown Updated July 31, 2026
$57.59
52W $42.64 – $92.41
56/100
$6.22B
26.8
1.58
AI Committee Verdict
Watch
Conviction: High · 86% agreement · 7 analysts
+4.6%
-3.9%
1.17:1
High

Is FND Bullish or Bearish?

Mixed. Innellis AI committee rates Floor & Decor (FND) Watch with a composite score of 56/100 , based on 7 analysts with 86% agreement. Last updated July 31, 2026.

What Would Change This View

Upgrade to Buy
Requires a committee score of 60.0 — +4.05 from today. Applies on the first day at or above the line; upgrades are never dampened.
Downgrade to Reduce
Requires the score to fall below 40.0 — -15.95 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.

Executive Summary

Some positive signals exist — low leverage (debt-to-equity 0.08) -- balance sheet can absorb a shock — but they are not yet strong enough to justify a Buy. The committee is monitoring for confirmation.

Bull & Bear Case

Bull Case
  • Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
  • Low leverage (debt-to-equity 0.08) -- balance sheet can absorb a shock — Risk
  • Market regime is bullish (Bull market -- normal position sizing) — Macro
  • Beta of 1.58 means this name should amplify a favorable market regime — Macro
Bear Case
  • P/E of 30.0 is moderate-to-rich — Value
  • EPS declining -2.6% YoY despite any revenue growth — Growth
  • MACD histogram negative -- bearish momentum — Technical
Both cases are generated from quantitative data signals, not qualitative or forward-looking judgement. They summarise what the numbers say today.
Price History (6M)

AI Investment Committee

Committee Consensus As of July 31, 2026
Overall Committee Score
56/100
Agreement
86%
Analysts
7
Conviction
High
Sector Rank
Top 31%
of 124 Consumer Cyclical peers
Value Analyst neutral
55 / 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
− P/E of 30.0 is moderate-to-rich
Growth Analyst neutral
48 / 100 · High confidence
Moderate growth -- present but not remarkable
+ Quarter-over-quarter growth rate is ACCELERATING, not just positive
− EPS declining -2.6% YoY despite any revenue growth
Technical Analyst neutral
48 / 100 · High confidence
Mixed or range-bound price action
− MACD histogram negative -- bearish momentum
Risk Analyst bullish
80 / 100 · Low confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
+ Low leverage (debt-to-equity 0.08) -- balance sheet can absorb a shock
Macro Analyst neutral
58 / 100 · Moderate confidence
Macro backdrop is mixed or neutral -- not a strong tailwind or headwind either way
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst neutral
58 / 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager neutral
45 / 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2744.14)
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Investment Thesis Evolution

Committee score moved marginally from 58.0 to 56.0.

Analyst-level changes:
  • Macro Analyst: stance bullish->neutral; score 65->58 (-8); +2 bullish signal(s).
  • News Analyst: stance bullish->neutral; score 65->58 (-7).
  • Portfolio Manager: +2 bearish signal(s).
  • Value Analyst: +1 bearish signal(s).

Comparing 2026-07-30 to 2026-07-31 (1 day apart).

Technical Analysis

RSI (14)
61.2
Neutral
MACD Histogram
-0.021
Bearish Momentum
Trend Direction
Sideways
Weekly: Downtrend
Market Structure
Hh Hl
Support
$55.33
Resistance
$60.23
Bollinger %B
0.83
Inside Bands
Price vs Moving Averages
EMA 9
$55.76 Above
EMA 21
$55.42 Above
EMA 50
$54.40 Above
EMA 200
$60.19 Below

Fundamental Analysis

Valuation
50
Growth
53
Profitability
0
Financial Health
65
Cash Flow
36
Valuation
P/E Ratio 26.8×
P/B Ratio 2.49×
PEG Ratio 2.76
Dividend Yield 0.00%
52W High $92.41
52W Low $42.64
Quality & Growth
ROE 8.7%
ROA 3.8%
Gross Margin 42.4%
Operating Margin 6.6%
Revenue Growth YoY
Debt / Equity 0.81
AI Fundamental Assessment
P/E ratio of 26.8 (moderate relative to a 15-40x range); Price-to-book of 2.5x; PEG ratio of 2.8 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 0.1%; Return on assets of 0.0%; Net margin of 0.0%; Gross margin of 0.4%; Current ratio of 1.33 (tight short-term liquidity); Debt-to-equity of 0.81; Free cash flow margin of 0.4% (thin cash generation); Free cash flow per share is positive (1.96); Most recent quarter beat estimates by 1.3%; 2 consecutive earnings beats; EPS growth decelerating (+56.8% -> +0.0% QoQ); Average YoY EPS growth of 0.0%; Analyst estimates rising over recent quarters
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📈 Rating History 💰 Earnings 📰 Recent Events 🔄 What Changed 📖 Thesis Evolution 🔍 Similar Stocks
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