NASDAQ · STOCK
TJX Companies
$157.33
52W $123.78 – $170.00
59/100
$173.81B
30.5
0.62
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is TJX Bullish or Bearish?
Bullish.
Innellis AI committee rates TJX Companies (TJX) Buy with a composite score of 59/100
, based on 7 analysts with 71% agreement.
Last updated July 31, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +16.39 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -3.61 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
Some positive signals exist — low leverage (debt-to-equity 0.28) -- balance sheet can absorb a shock — but they are not yet strong enough to justify a Buy. The committee is monitoring for confirmation.
Bull & Bear Case
Bull Case
- ROE of 59.7% shows genuine earnings power backing the valuation — Value
- 4 consecutive earnings beats -- consistent execution — Growth
- MACD histogram positive -- bullish momentum — Technical
- Low leverage (debt-to-equity 0.28) -- balance sheet can absorb a shock — Risk
- Market regime is bullish (Bull market -- normal position sizing) — Macro
- News sentiment is positive (+0.20 across 19 articles, 14d) — News
Bear Case
- P/E of 30.0 is moderate-to-rich — Value
- Price-to-book of 16.4x prices in significant intangible value — Value
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of July 31, 2026
Overall Committee Score
59/100
Agreement
71%
Analysts
7
Conviction
Moderate
Sector Rank
Top 15%
of 124 Consumer Cyclical peers
Value Analyst
neutral
54
/ 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 59.7% shows genuine earnings power backing the valuation
− P/E of 30.0 is moderate-to-rich
Growth Analyst
neutral
52
/ 100 · High confidence
Moderate growth -- present but not remarkable
+ 4 consecutive earnings beats -- consistent execution
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst
neutral
58
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
Risk Analyst
bullish
80
/ 100 · Low confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
+ Low leverage (debt-to-equity 0.28) -- balance sheet can absorb a shock
Macro Analyst
neutral
58
/ 100 · Moderate confidence
Macro backdrop is mixed or neutral -- not a strong tailwind or headwind either way
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
64
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.20 across 19 articles, 14d)
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2744.14)
Investment Thesis Evolution
Committee score moved marginally from 58.2 to 58.6.
- Conviction changed from contested to moderate.
- Committee agreement increased notably from 57% to 71%.
- New bearish signals: 3 appeared.
- New bullish signals: 1 appeared.
- Bearish pressure eased: 5 signal(s) disappeared.
- Analyst(s) changed stance: Macro Analyst.
Analyst-level changes:
- Macro Analyst: stance bullish->neutral; score 65->58 (-8); +1 bullish signal(s).
- Portfolio Manager: +2 bearish signal(s).
- Technical Analyst: score 48->58 (+10).
- Value Analyst: +1 bearish signal(s).
Comparing 2026-07-30 to 2026-07-31 (1 day apart).
Technical Analysis
RSI (14)
53.1
Neutral
MACD Histogram
0.837
Bullish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Hh Hl
Support
$152.47
Resistance
$159.41
Bollinger %B
0.71
Inside Bands
Price vs Moving Averages
EMA 9
$157.37
Below
EMA 21
$156.29
Above
EMA 50
$156.47
Above
EMA 200
$152.25
Above
Fundamental Analysis
Valuation
38
Growth
53
Profitability
1
Financial Health
43
Cash Flow
37
Valuation
P/E Ratio
30.5×
P/B Ratio
16.94×
PEG Ratio
1.46
Dividend Yield
0.01%
52W High
$170.00
52W Low
$123.78
Quality & Growth
ROE
53.9%
ROA
15.4%
Gross Margin
31.4%
Operating Margin
12.4%
Revenue Growth YoY
—
Debt / Equity
1.36
AI Fundamental Assessment
P/E ratio of 30.5 (rich relative to a 15-40x range); Price-to-book of 16.9x; PEG ratio of 1.5 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 0.5%; Return on assets of 0.2%; Net margin of 0.1%; Gross margin of 0.3%; Current ratio of 1.14 (tight short-term liquidity); Debt-to-equity of 1.36; Free cash flow margin of 0.7% (thin cash generation); Free cash flow per share is positive (4.89); Most recent quarter beat estimates by 15.9%; 4 consecutive earnings beats; EPS growth decelerating (+11.7% -> -16.8% QoQ); Analyst estimates falling over recent quarters
Get the Full TJX Analysis
Interactive charts · Live committee votes · Trade plan · Paper trading · AI Q&A
Open in Terminal →