NASDAQ · STOCK
BJ's Wholesale Club
$97.82
52W $83.21 – $110.92
57/100
$12.49B
22.3
0.23
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is BJ Bullish or Bearish?
Bullish.
Innellis AI committee rates BJ's Wholesale Club (BJ) Buy with a composite score of 57/100
, based on 7 analysts with 71% agreement.
Last updated July 31, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +18.01 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -1.99 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
Some positive signals exist — 4 consecutive earnings beats -- consistent execution — but they are not yet strong enough to justify a Buy. The committee is monitoring for confirmation.
Bull & Bear Case
Bull Case
- ROE of 26.6% shows genuine earnings power backing the valuation — Value
- 4 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- MACD histogram positive -- bullish momentum — Technical
- Weekly trend (sideways) confirms the daily trend -- multi-timeframe agreement — Technical
- Low leverage (debt-to-equity 0.30) -- balance sheet can absorb a shock — Risk
Bear Case
- Price-to-book of 5.5x prices in significant intangible value — Value
- RSI at 72 is in overbought territory — Technical
- Current ratio of 0.75 is tight -- limited short-term liquidity cushion — Risk
- Bollinger bandwidth of 17.1% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of July 31, 2026
Overall Committee Score
57/100
Agreement
71%
Analysts
7
Conviction
Moderate
Sector Rank
Top 12%
of 50 Consumer Defensive peers
Value Analyst
neutral
59
/ 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 26.6% shows genuine earnings power backing the valuation
− Price-to-book of 5.5x prices in significant intangible value
Growth Analyst
bullish
68
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ 4 consecutive earnings beats -- consistent execution
Technical Analyst
neutral
54
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
− RSI at 72 is in overbought territory
Risk Analyst
neutral
50
/ 100 · Moderate confidence
Moderate risk -- no single red flag, but nothing that clearly de-risks the position either
+ Low leverage (debt-to-equity 0.30) -- balance sheet can absorb a shock
− Current ratio of 0.75 is tight -- limited short-term liquidity cushion
Macro Analyst
neutral
58
/ 100 · Moderate confidence
Macro backdrop is mixed or neutral -- not a strong tailwind or headwind either way
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
66
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.25 across 8 articles, 14d)
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2744.14)
Investment Thesis Evolution
Committee score moved marginally from 57.8 to 57.0.
- Conviction changed from contested to moderate.
- Committee agreement increased notably from 57% to 71%.
- New bearish signals: 4 appeared.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 2 appeared.
- Bearish pressure eased: 5 signal(s) disappeared.
- Analyst(s) changed stance: Macro Analyst.
Analyst-level changes:
- Macro Analyst: stance bullish->neutral; score 65->58 (-8); +1 bullish signal(s).
- News Analyst: +1 bullish signal(s).
- Portfolio Manager: +2 bearish signal(s).
- Risk Analyst: +1 bearish signal(s).
- Technical Analyst: +1 bearish signal(s).
Comparing 2026-07-30 to 2026-07-31 (1 day apart).
Technical Analysis
RSI (14)
67.6
Neutral
MACD Histogram
0.818
Bullish Momentum
Trend Direction
Sideways
Weekly: Sideways
Market Structure
Mixed
Support
$94.66
Resistance
$99.11
Bollinger %B
0.85
Inside Bands
Price vs Moving Averages
EMA 9
$95.87
Above
EMA 21
$93.22
Above
EMA 50
$91.74
Above
EMA 200
$93.83
Above
Fundamental Analysis
Valuation
34
Growth
71
Profitability
1
Financial Health
29
Cash Flow
36
Valuation
P/E Ratio
22.3×
P/B Ratio
5.92×
PEG Ratio
24.22
Dividend Yield
0.00%
52W High
$110.92
52W Low
$83.21
Quality & Growth
ROE
26.3%
ROA
7.7%
Gross Margin
18.5%
Operating Margin
3.9%
Revenue Growth YoY
—
Debt / Equity
1.35
AI Fundamental Assessment
P/E ratio of 22.3 (inexpensive relative to a 15-40x range); Price-to-book of 5.9x; PEG ratio of 24.2 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 0.3%; Return on assets of 0.1%; Net margin of 0.0%; Gross margin of 0.2%; Current ratio of 0.73 (tight short-term liquidity); Debt-to-equity of 1.35; Free cash flow margin of 0.2% (thin cash generation); Free cash flow per share is positive (1.77); Most recent quarter beat estimates by 3.7%; 4 consecutive earnings beats; EPS growth accelerating (-17.2% -> +14.6% QoQ); Analyst estimates falling over recent quarters
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